43 Oakside Rd, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 43 Oakside Rd, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,506 sqft · built 1965
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on Record
Last Sale	$830,000 (Dec 2023)
Tax Bill	$16,037 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473489 50.-4-41`

Property Details

APN / Parcel Number

Primary APN	`473489 50.-4-41`
Alternative APNs	`0800-050.00-04.00-041.000` `348905000000040410000000` `47340012762` `S80249`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,506 sqft Living Area
Gross Area	3,377 sqft
1st Floor Area	1,354 sqft
2nd Floor Area	1,152 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Composition/Composite
Lot Area	26,572 sqft (0.61 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	795 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	152 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	S80249
Street Address	43 OAKSIDE RD
City	SMITHTOWN
State	NY
Zip	11787-1531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11-455826 TC-66 *3944 LOT 24 LEGEND WOODS SEC 1
Legal Subdivision	MAP LEGEND WOODS SECTION ONE
Legal Block	4
Legal Lot Number	41
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	1
Census Block	1021
Census Tract	134902

Owner

Source: Suffolk County and Smithtown Town records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17 NORWICH LN, SMITHTOWN, NY 11787
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Dec 5, 2023	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Oct 23, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2023 · Amount on Record
Deed Sale	Dec 5, 2023 · Amount on Record
Prior Sale	Oct 23, 2017 · Amount on Record
Deed Book / Page	13228 / 218
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Recording Date	Jul 7, 2026
Property Address	43 OAKSIDE RD, SMITHTOWN, NY 11787-1531
Document Number	2373000427
Book / Page	23735 / 427
Instrument Date	Apr 3, 2026
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 OAKSIDE RD, SMITHTOWN, NY 11787-1531

Mortgage

Document Number	2373000427,
Date	Jul 7, 2026
Book Page	23735/427

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Amount	Amount Recorded
Term	325 Months
Due	Aug 1, 2053

Interest

Rate	6%
Max Rate	-1%

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Dec 5, 2023
Property Address	43 OAKSIDE RD, SMITHTOWN, NY 11787-1531
Document Number	0132280218
Book / Page	13228 / 218
Instrument Date	Jul 25, 2023
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 NORWICH LN, SMITHTOWN, NY 11787

Mortgage

Document Number	0023552609
Date	Dec 5, 2023
Instrument	23552/609

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Oct 23, 2017
Property Address	43 OAKSIDE RD, SMITHTOWN, NY 11787-1531
Document Number	0129340837
Book / Page	12934 / 837
Instrument Date	Sep 15, 2017
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 OAKSIDE RD, SMITHTOWN, NY 11787-1531

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$6,900 (-) Land $575 Building $6,325	$862,500 (+10,775.05%) Land $71,875 Building $790,625
2024	$16,037.00
2023		$6,900 Land $575 Building $6,325	$7,931 Land $661 Building $7,270

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1978–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656
Water Source	Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State Inspection	Dec 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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