46 Nesmith St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 46 Nesmith St, Lawrence, MA 01841

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,290 sqft · built 1923
Lot Size	0.101 acres (4,417 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Mar 2009)
Tax Bill	$5,527 (2025)
Deeds & Mortgages	Jan 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`204 0000 0003 2A`

Property Details

APN / Parcel Number

Primary APN	`204 0000 0003 2A`
Alternative APNs	`LAWR M:0204 B:0000 L:0003 2` `M:0204 B:0000 L:0003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,290 sqft Living Area
Gross Area	4,800 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,417 sqft (0.101 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	204 0000 0003 2A
Street Address	46 NESMITH ST
City	LAWRENCE
State	MA
Zip	01841-4852
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	3 2
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	3
Census Block	3005
Census Tract	251400

Owner

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	565 HAVERHILL ST, 2, LAWRENCE, MA 01841-4270
Owner Type	Individual
Vesting	Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 17, 2009 · Amount on Record
Deed Sale	Mar 17, 2009 · Amount on Record
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	46 NESMITH ST, LAWRENCE, MA 01841-4852
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	016713-186
Date	Jan 14, 2021
Book Page	16713/186
Instrument	1481

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,527.00 (+6.33%)	$628,100 (+11.78%) Land $116,600 Building $511,500
2024	$5,198.00 (-3.22%)	$561,900 (+6.3%) Land $112,700 Building $449,200
2023	$5,371.00	$528,600 Land $98,700 Building $429,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1988)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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