44 Nesmith St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 44 Nesmith St, Lawrence, MA 01841

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,064 sqft · built 1940
Lot Size	0.099 acres (4,306 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Jul 2022)
Tax Bill	$4,180 (2026)
Deeds & Mortgages	Jul 2025 Mortgage Aug 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`225 0000 0059 A`

Property Details

APN / Parcel Number

Primary APN	`225 0000 0059 A`
Alternative APN	`LAWR M:0225 B:0000 L:0059`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,064 sqft Living Area
Gross Area	3,116 sqft
Basement Area	1,020 sqft
Unfinished Basement	1,020 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,306 sqft (0.099 acres)

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Account Number	225 0000 0059 A
Street Address	44 NESMITH ST
City	LAWRENCE
State	MA
Zip	01841-4852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	59
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	4
Census Block	4015
Census Tract	251400

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	44 NESMITH ST, LAWRENCE, MA 01841-4852
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage RADIUS FINANCIAL GROUP
Aug 18, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance OCMBC INC
Jul 29, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage STEVEN A ROSS
Jul 29, 2022	Redemption Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Deed Book / Page	17525 / 33
Prior Transfer Date	Jul 15, 2022
Prior Transfer Doc	0017525-29
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	44 NESMITH ST, LAWRENCE, MA 01841-4852
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018343-118
Date	Jul 30, 2025
Book Page	18343/118
Instrument	12758

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	44 NESMITH ST, LAWRENCE, MA 01841-4852
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017813-40
Date	Aug 18, 2023
Book Page	17813/40
Instrument	13404

Lender

Name	OCMBC INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Jul 29, 2022
Property Address	44 NESMITH ST, LAWRENCE, MA 01841-4852
Document Number	0017525-33
Book / Page	17525 / 33
Instrument Date	Jul 29, 2022
Instrument	18194
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 NESMITH ST, LAWRENCE, MA 01841-4852

Mortgage

Document Number	0000018195
Date	Jul 29, 2022
Instrument	18195

Lender

Name	STEVEN A ROSS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2022: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	LAWRENCE MA
Recording Date	Jul 29, 2022
Property Address	44 NESMITH ST, LAWRENCE, MA 01841-4852
Document Number	0017525-29
Book / Page	17525 / 29
Instrument Date	Jul 15, 2022
Instrument	18191
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,180.00 (+7.21%)	$483,800 (+9.19%) Land $144,500 Building $339,300	$529,961 (+5.53%)
2025	$3,899.00 (+5.66%)	$443,100 (+11.08%) Land $115,600 Building $327,500	$502,170
2024	$3,690.00 (+2.07%)	$398,900 (+12.11%) Land $111,800 Building $287,100
2023	$3,615.00	$355,800 Land $97,900 Building $257,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 785 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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