46 Merle St, Warwick, RI 02889 Property Records

Warwick City property record for 46 Merle St, Warwick, RI 02889 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,144 sqft · built 1970
Lot Size	0.184 acres (8,000 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Jun 2026)
Tax Bill	$4,543 (2025)
Deeds & Mortgages	Jun 2026 Second Mortgage Jun 2026 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32901650000`

Property Details

APN / Parcel Number

Primary APN	`32901650000`
Alternative APNs	`WARW M:329 B:0165 L:0000` `100156851`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	2,860 sqft
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Unfinished Basement	572 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,000 sqft (0.184 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	100156851
Street Address	46 MERLE ST
City	WARWICK
State	RI
Zip	02889-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	165
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1039
Census Tract	21402

Owner

Source: Warwick City records · APN 32901650000

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	228 WOONASQUATUCKET AVE, NORTH PROVIDENCE, RI 02911-3188
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WASHINGTON TRUST COMPANY
Jun 24, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage RHODE ISLAND MORTGAGE FINANCIAL CORPORATION
Jun 24, 2026	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON TRUST COMPANY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Prior Sale	Dec 10, 2010 · Amount on Record
Deed Document Number	20267373
Deed Book / Page	10917 / 211
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Recording Date	Jun 24, 2026
Property Address	46 MERLE ST, WARWICK, RI 02889-2413
Document Number	0000007376
Book / Page	10917 / 235
Instrument Date	Jun 24, 2026
Instrument	20267376
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 MERLE ST, WARWICK, RI 02889-2413

Mortgage

Document Number	0000007376,
Date	Jun 24, 2026
Book Page	10917/235
Instrument	20267376

Lender

Name	WASHINGTON TRUST COMPANY

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.53%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Recording Date	Jun 24, 2026
Property Address	46 MERLE ST, WARWICK, RI 02889-2413
Document Number	0000007375
Book / Page	10917 / 228
Instrument Date	Jun 24, 2026
Instrument	20267375
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 MERLE ST, WARWICK, RI 02889-2413

Mortgage

Document Number	0000007375,
Date	Jun 24, 2026
Book Page	10917/228
Instrument	20267375

Lender

Name	RHODE ISLAND MORTGAGE FINANCIAL CORPORATION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.53%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Jun 24, 2026
Property Address	46 MERLE ST, WARWICK, RI 02889-2413
Document Number	0000007373
Book / Page	10917 / 211
Instrument Date	Jun 24, 2026
Instrument	20267373
Transaction Type	Transfer
Record Updated	Jul 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 WOONASQUATUCKET AVE, NORTH PROVIDENCE, RI 02911-3188

Mortgage

Date	Jun 24, 2026

Lender

Name	WASHINGTON TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,543.00 (+4.97%)	$357,700 (+17.28%) Land $106,600 Building $251,100
2024			$303,050
2023	$4,328.00 (+2.51%)	$305,000 (+35.31%) Land $92,700 Building $212,300
2022	$4,222.00	$225,400 Land $65,200 Building $160,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44003C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440030214021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 538 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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