1. Home
  2. Rhode Island
  3. Warwick
  4. Merle St

39 Merle St, Warwick, RI 02889 Property Records

Warwick City property record for 39 Merle St, Warwick, RI 02889

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,332 sqft · built 1951
Lot Size0.147 acres (6,400 sqft)
OwnerIndividual Name on File
Last Sale$96,000 (Dec 1990)
Tax Bill$4,462 (2025)
Deeds & MortgagesApr 2019 Refinance
Sep 2020 Refinance
Flood ZoneZone X (minimal risk)
APN32901990000

Property Details

APN / Parcel Number

Primary APN32901990000
Alternative APNs
  • WARW M:329 B:0199 L:0000
  • 16496

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,332 sqft Living Area
Gross Area3,120 sqft
1st Floor Area888 sqft
Basement Area888 sqft
Unfinished Basement888 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,400 sqft (0.147 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number16496
Street Address39 MERLE ST
CityWARWICK
StateRI
Zip02889-2412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA7
Legal Block199
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group1
Census Block1038
Census Tract21402

Owner

Source: Warwick City records · APN 32901990000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address39 MERLE ST, WARWICK, RI 02889-2412
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Sep 03, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 19, 1990 · Amount on Record
Deed SaleDec 19, 1990 · Amount on Record
Record UpdatedSep 20, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address39 MERLE ST, WARWICK, RI 02889-2412
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9257-84
DateApr 30, 2019
Book Page9257/84
Instrument5359
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address39 MERLE ST, WARWICK, RI 02889-2412
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9600-311
DateSep 03, 2020
Book Page9600/311
Instrument12934
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,462.00 (+4.67%)$351,300 (+16.94%) Land $104,500 Building $246,800
2024$354,635
2023$4,263.00 (+2.11%)$300,400 (+34.77%) Land $90,900 Building $209,500
2022$4,175.00$222,900 Land $62,900 Building $160,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44003C, as of December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440030214021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

Based on FCC filings for 538 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system RI1615627, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWARWICK-CITY OF
serves 73,289 people
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Merle St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures