46 Malcolm Ave, Garfield, NJ 07026 Property Records

Bergen County and Garfield City property record for 46 Malcolm Ave, Garfield, NJ 07026

Property Summary

Property Type	Single Family Home
Details	2,001 sqft · built 1930
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$790,000 (May 2026)
Tax Bill	$9,167 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-00061-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`21-00061-0000-00003`
Alternative APNs	`210006100003` `001269`

Interior

Stories	1 Story
Building Area	2,001 sqft Living Area
1st Floor Area	2,001 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Account Number	001269
Street Address	46 MALCOLM AVE
City	GARFIELD
State	NJ
Zip	07026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	5000 SF 4
Legal Block	61
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	GARFIELD
Census Block Group	1
Census Block	1002
Census Tract	21500

Owner

Source: Bergen County and Garfield City records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 MALCOLM AVE, GARFIELD, NJ 07026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 18, 2026	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 18, 2026	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 14, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	Jun 30, 2014 · Amount on Record
Deed Document Number	202633117
Deed Book / Page	5799 / 1167
Prior Transfer Date	Feb 22, 2021
Prior Transfer Doc	0041440739
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	May 18, 2026
Property Address	46 MALCOLM AVE, GARFIELD, NJ 07026
Document Number	0000033118
Book / Page	5799 / 1172
Instrument Date	Apr 23, 2026
Instrument	202633118
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 MALCOLM AVE, GARFIELD, NJ 07026-1521

Mortgage

Document Number	0000033118,
Date	May 18, 2026
Book Page	5799/1172
Instrument	202633118

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	May 18, 2026
Property Address	46 MALCOLM AVE, GARFIELD, NJ 07026
Document Number	0000033117
Book / Page	5799 / 1167
Instrument Date	Apr 17, 2026
Instrument	202633117
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	SIMPLIFILE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79,790.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 MALCOLM AVE, GARFIELD, NJ 07026

Mortgage

Document Number	0057991172,
Date	May 18, 2026
Instrument	202633118

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	May 18, 2026
Property Address	46 MALCOLM AVE, GARFIELD, NJ 07026
Document Number	0057991167
Book / Page	5799 / 1167
Instrument Date	Apr 17, 2026
Instrument	202633117
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79,790.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 MALCOLM AVE, GARFIELD, NJ 07026

Mortgage

Document Number	0000033118,
Date	May 18, 2026
Instrument	202633118

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	May 14, 2021
Property Address	46 MALCOLM AVE, GARFIELD, NJ 07026
Document Number	0041440739
Book / Page	4144 / 739
Instrument Date	Feb 22, 2021
Instrument	2021076533
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	238 BEARFORT RD, 238, WEST MILFORD, NJ 07480-1406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 MALCOLM AVE, GARFIELD, NJ 07026-1524

Tax Assessment & Valuation

Source: Bergen County and Garfield City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Garfield City
Unified School District	Garfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,500 (-) Land $125,000 Building $138,500	$263,500 (-) Land $125,000 Building $138,500
2025	$9,167.00 (+4.25%)	$263,500 (-) Land $125,000 Building $138,500	$263,500 (-) Land $125,000 Building $138,500
2024	$8,793.00 (+7%)
2023		$263,500 Land $125,000 Building $138,500	$263,500 Land $125,000 Building $138,500
2022	$8,218.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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