Bergen County and Garfield City property record for 39 Malcolm Ave, Garfield, NJ 07026
| Property Type | Single Family Home |
|---|---|
| Details | 1,080 sqft · built 1920 |
| Lot Size | 0.085 acres (3,690 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Mar 2017) |
| Tax Bill | $5,737 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00060-0000-00042 |
| Primary APN | 21-00060-0000-00042 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 3,690 sqft (0.085 acres) |
| Parking Spaces | 1 Parking Space |
| Account Number | 001266 |
|---|---|
| Street Address | 39 MALCOLM AVE |
| City | GARFIELD |
| State | NJ |
| Zip | 07026-1523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | 3690 SF |
| Legal Subdivision | NEW YORK NEW JERSEY REAL ESTAT |
| Legal Block | 60 |
| Legal Lot Number | 42 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | GARFIELD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21500 |
39 Malcolm Ave is owned and occupied by an individual who bought it in March 2017.
Source: Bergen County and Garfield City records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39 MALCOLM AVE, GARFIELD, NJ 07026-1523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GREATER ALLIANCE FCU |
| Mar 22, 2017 | Executor's Deed, Transfer · FHA Mortgage RESIDENTIAL HOME FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2017 · Amount on File |
| Deed Sale | Mar 22, 2017 · Amount on File |
| Prior Sale | Apr 15, 2003 · Amount on File |
| Deed Document Number | 201725184 |
| Deed Book / Page | 2569 / 1721 |
| Prior Transfer Date | Apr 4, 2003 |
| Prior Transfer Doc | 8567000812 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 39 MALCOLM AVE, GARFIELD, NJ 07026-1523 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0038870218 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 3887/218 |
| Instrument | 20-139902 |
| Name | GREATER ALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 22, 2017 |
| Property Address | 39 MALCOLM AVE, GARFIELD, NJ 07026-1523 |
| Document Number | 0025691721 |
| Book / Page | 02569 / 1721 |
| Instrument Date | Mar 20, 2017 |
| Instrument | 17-025184 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | TITLE INSURANCE COMMITMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 39 MALCOLM AVE, 39, GARFIELD, NJ 07026-1523 |
| Name | Verified Name |
|---|---|
| Address | 39 MALCOLM AVE, GARFIELD, NJ 07026-1523 |
| Document Number | 0025691725 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 02569/1725 |
| Instrument | 17-025184.01 |
| Name | RESIDENTIAL HOME FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 39 Malcolm Ave was $5,737, up 4.3% from the year before.
Source: Bergen County and Garfield City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Garfield City |
| Unified School District | Garfield City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $164,900 (-) Land $100,100 Building $64,800 | $164,900 (-) Land $100,100 Building $64,800 | |
| 2025 | $5,737.00 (+4.27%) | $164,900 Land $100,100 Building $64,800 | $164,900 Land $100,100 Building $64,800 |
| 2024 | $5,502.00 | ||
| 2023 | $164,900 Land $100,100 Building $64,800 | $164,900 Land $100,100 Building $64,800 | |
| 2022 | $5,143.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39 Malcolm Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–1979) |
| Most Recent Claim | Jan 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 39 Malcolm Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 819 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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