Middlesex County and Pepperell Town property record for 46 Main St, Pepperell, MA 01463
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,314 sqft · built 1900 |
| Lot Size | 0.201 acres (8,751 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (May 2017) |
| Tax Bill | $6,989 (2026) |
| Deeds & Mortgages | Jul 2021 Refinance Jul 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PEPP M:0023 B:0082 L:00000 |
| Primary APN | PEPP M:0023 B:0082 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,314 sqft Living Area |
| Gross Area | 4,195 sqft |
| Basement Area | 1,072 sqft |
| Unfinished Basement | 1,072 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,751 sqft (0.201 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 46 MAIN ST |
|---|---|
| City | PEPPERELL |
| State | MA |
| Zip | 01463-1532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URR |
| Legal Block | 82 |
| Jurisdiction | PEPPERELL MA |
| Township / Civil Division | PEPPERELL |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 327102 |
Source: Middlesex County and Pepperell Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 46 MAIN ST, PEPPERELL, MA 01463-1532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance EQUITY PRIME MTG |
| Jul 30, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU |
| May 12, 2017 | Quit Claim Deed, Transfer · FHA Mortgage EQUITY PRIME MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2017 · Amount on Record |
| Deed Sale | May 12, 2017 · Amount on Record |
| Prior Sale | Jun 6, 2000 · Amount on Record |
| Deed Book / Page | 69274 / 324 |
| Transfer Doc | 069274-324 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 46 MAIN ST, PEPPERELL, MA 01463-1532 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 078366-432 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 78366/432 |
| Instrument | 171523 |
| Name | EQUITY PRIME MTG |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 1 CRESCENT ST, PEPPERELL, MA 01463 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73012-585 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 73012/585 |
| Instrument | 109828 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Recording Date | May 12, 2017 |
| Property Address | 1 CRESCENT ST, PEPPERELL, MA 01463 |
| Document Number | 69274-324 |
| Book / Page | 069274 / 000324 |
| Instrument Date | Apr 6, 2017 |
| Instrument | 70676 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $957.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 MAIN ST PEPPERELL MA 014631532, PEPPERELL, MA 01463-1532 |
| Document Number | 69274-327 |
|---|---|
| Date | May 12, 2017 |
| Book Page | 069274/000327 |
| Instrument | 70677 |
| Name | EQUITY PRIME MTG |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 11, 2047 |
Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Pepperell Town |
| Unified School District | North Middlesex School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,989.00 (-0.99%) | $507,200 (+5.12%) Land $129,000 Building $378,200 | $464,360 (-) |
| 2025 | $7,059.00 (+4.48%) | $482,500 (+2.49%) Land $123,100 Building $359,400 | $464,360 (+11.09%) |
| 2024 | $6,756.00 (+11.71%) | $470,800 (+17.85%) Land $111,400 Building $359,400 | $418,000 |
| 2023 | $6,048.00 | $399,500 Land $111,400 Building $288,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1987) |
| Most Recent Claim | Apr 1987 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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