Middlesex County and Pepperell Town property record for 43 Main St, Pepperell, MA 01463
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,960 sqft · built 1952 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $7,036 (2026) |
| Deeds & Mortgages | Feb 2020 Mortgage Oct 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PEPP M:0021 B:0066 L:00000 |
| Primary APN | PEPP M:0021 B:0066 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,960 sqft Living Area |
| Gross Area | 4,329 sqft |
| Basement Area | 1,080 sqft |
| Unfinished Basement | 1,080 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 52,272 sqft (1.2 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 43 MAIN ST |
|---|---|
| City | PEPPERELL |
| State | MA |
| Zip | 01463-1632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TNR |
| Legal Block | 66 |
| Jurisdiction | PEPPERELL MA |
| Township / Civil Division | PEPPERELL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 327103 |
Source: Middlesex County and Pepperell Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 43 MAIN ST, PEPPERELL, MA 01463-1632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2020 | Deed of Trust, Mortgage · Balloon Mortgage FIDELITY COOPERATIVE BANK |
| Oct 4, 2018 | Deed of Trust, Mortgage · Line of Credit FIDELITY COOPERATIVE BANK |
| Jan 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 43 MAIN ST, PEPPERELL, MA 01463-1632 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74113-536 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 74113/536 |
| Instrument | 20397 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 43 MAIN ST, PEPPERELL, MA 01463-1632 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 71707-440 |
|---|---|
| Date | Oct 4, 2018 |
| Book Page | 71707/440 |
| Instrument | 153498 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 43 MAIN ST, PEPPERELL, MA 01463-1632 |
| Document Number | 68856-539 |
| Book / Page | 068856 / 000539 |
| Instrument Date | Jan 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2017 |
| Name | Verified Name |
|---|
| Document Number | 68856-539 |
|---|---|
| Date | Feb 3, 2017 |
| Book Page | 068856/000539 |
| Instrument | 19680 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 2, 2047 |
Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Pepperell Town |
| Unified School District | North Middlesex School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,036.00 (+4.05%) | $510,600 (+10.47%) Land $190,000 Building $320,600 | $549,965 (+23.62%) |
| 2025 | $6,762.00 (+5.21%) | $462,200 (+3.19%) Land $175,600 Building $286,600 | |
| 2024 | $6,427.00 (+2.26%) | $447,900 (+7.9%) Land $161,300 Building $286,600 | $444,885 |
| 2023 | $6,285.00 | $415,100 Land $136,200 Building $278,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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