46 Main St, Dresden, NY 14441 Property Records

Yates County and Torrey Town property record for 46 Main St, Dresden, NY 14441

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 1 ba · 956 sqft · built 1940
Owner	2 Individual Names on File
Last Sale	$195,000 (Sep 2022)
Tax Bill	$5,023 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`0107-000`

Property Details

APN / Parcel Number

Primary APN	`0107-000`
Alternative APNs	`360104006100010150000000` `573601 40.61-1-15`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	956 sqft Living Area
1st Floor Area	956 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cottage
Exterior Material	Wood
Lot Dimensions	66 ft deep x 44.5 ft wide
View / Lot	Waterfront
Patio Area	484 sqft
Canopy	198 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0107-000
Street Address	46 MAIN ST
City	DRESDEN
State	NY
Zip	14441
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	1
Legal Lot Number	15.000
Jurisdiction	YATES NY
Township / Civil Division	TORREY
Census Block Group	1
Census Block	1028
Census Tract	150102

Owner

46 Main St, a residential property, is owned by two individuals who bought it in September 2022.

Source: Yates County and Torrey Town records, as of April 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	22 SUNSET DR, WILKES BARRE, PA 18702-7119
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2022 · Amount on File
Deed Sale	Sep 26, 2022 · Amount on File
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YATES NY
Recording Date	Sep 26, 2022
Property Address	46 MAIN ST, DRESDEN, NY 14441
Document Number	0020229747
Instrument Date	Sep 21, 2022
Instrument	2022-9747
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	TIMES SQUARE ABSTRACT LLC, TIMES SQUARE ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 MAIN ST, 20, PHELPS, NY 14532-1039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 SUNSET DR, WILKES BARRE, PA 18702-7119

Mortgage

Document Number	0020229748
Date	Sep 26, 2022
Instrument	2022-9748

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Yates County and Torrey Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Yates County
County Subdivision	Torrey Town
Municipality	Dresden Village
Unified School District	Penn Yan Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,023.00 (+92.38%)	$197,000 (+124.12%) Land $79,500 Building $117,500	$218,889 (+86.77%) Land $88,333 Building $130,556
2023		$87,900 Land $52,700 Building $35,200	$117,200 Land $70,267 Building $46,933
2020	$2,611.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 46 Main St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2021–2026)
Most Recent Claim	Apr 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRESDEN VILLAGE serves 720 people · EPA ID NY6101261
Water Source	Purchased surface water from PENN YAN VILLAGE
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CBN Fixed Wireless · not low latency	100 / 100

May also be available: Empire Long Distance, T-Mobile.

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