44 Main St, Dresden, NY 14441 Property Records

Yates County and Torrey Town property record for 44 Main St, Dresden, NY 14441

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 1 ba · 536 sqft · built 1940
Lot Size	0.164 acres (7,150 sqft)
Owner	2 Individual Names on File
Last Sale	$143,000 (Jan 2020)
Tax Bill	$5,814 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jul 2020 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`0112-000`

Property Details

APN / Parcel Number

Primary APN	`0112-000`
Alternative APNs	`360104006100010110000000` `573601 40.61-1-11`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	536 sqft Living Area
1st Floor Area	536 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	7,150 sqft (0.164 acres)
Lot Dimensions	65 ft deep x 110 ft wide
View / Lot	Waterfront

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0112-000
Street Address	44 MAIN ST
City	DRESDEN
State	NY
Zip	14441
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	1
Legal Lot Number	11.000
Jurisdiction	YATES NY
Township / Civil Division	TORREY
Census Block Group	1
Census Block	1028
Census Tract	150102

Owner

44 Main St, a residential property, is owned by two individuals who acquired it in July 2020.

Source: Yates County and Torrey Town records, as of April 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 653, FALMOUTH, MA 02541-0653
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · Line of Credit THE CANANDAIGUA NATIONAL BANK & TRUST CO
Jul 9, 2020	Intrafamily Transfer, Transfer
Jan 10, 2020	Warranty Deed, Transfer · Conventional Mortgage CNB MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2020 · Amount on File
Deed Sale	Jan 10, 2020 · Amount on File
Deed Document Number	2020104
Deed Book / Page	764 / 118
Last Transfer Date	Jul 6, 2020
Transfer Doc	0DE770/340
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	44 MAIN ST, DRESDEN, NY 14441
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 MAIN ST, DRESDEN, NY 14441

Mortgage

Document Number	0202619422
Date	Jan 13, 2026
Instrument	2026-19422

Lender

Name	THE CANANDAIGUA NATIONAL BANK & TRUST CO
Type	Bank
Address	CANANDAIGUA, NY 14424

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YATES NY
Recording Date	Jul 9, 2020
Property Address	44 MAIN ST, DRESDEN, NY 14441
Document Number	0DE770/340
Book / Page	DE 770 / 340
Instrument Date	Jul 6, 2020
Instrument	2020-00001612
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 653, FALMOUTH, MA 02541-0653

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YATES NY
Recording Date	Jan 10, 2020
Property Address	44 MAIN ST, DRESDEN, NY 14441
Document Number	0DE764/118
Book / Page	DE 764 / 118
Instrument Date	Dec 19, 2019
Instrument	2020-00000104
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$572.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3683 SKYLINE DR, 3683, PENN YAN, NY 14527-8913

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 LOCUST ST, FALMOUTH, MA 02540-2658

Mortgage

Document Number	202000000105
Date	Jan 10, 2020
Instrument	2020-00000105

Lender

Name	CNB MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 44 Main St was $5,814.

Source: Yates County and Torrey Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Yates County
County Subdivision	Torrey Town
Municipality	Dresden Village
Unified School District	Penn Yan Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,814.00	$228,000 Land $138,500 Building $89,500	$253,333 Land $153,889 Building $99,444
2023		$140,000 Land $95,000 Building $45,000	$186,667 Land $126,667 Building $60,000
2020	$4,158.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Main St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2021–2026)
Most Recent Claim	Apr 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRESDEN VILLAGE serves 720 people · EPA ID NY6101261
Water Source	Purchased surface water from PENN YAN VILLAGE
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CBN Fixed Wireless · not low latency	100 / 100

May also be available: Empire Long Distance, T-Mobile.

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