46 Locust Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 46 Locust Ave, Rye, NY 10580

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,012 sqft · built 1910
Lot Size0.09 acres (3,920 sqft)
OwnerCompany Name on File
Last Sale$885,000 (Jul 2019)
Tax Bill$15,417 (2025)
Deeds & MortgagesMar 2023 Sale
Dec 2019 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN551400 146-7-2-4

Property Details

APN / Parcel Number

Primary APN551400 146-7-2-4
Alternative APN
  • 140014600700020040000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,012 sqft Living Area
1st Floor Area934 sqft
2nd Floor Area770 sqft
Upper Floors Area308 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleColonial
Exterior MaterialWood
Lot Area3,920 sqft (0.09 acres)

Location & Zoning

Street Address46 LOCUST AVE
CityRYE
StateNY
Zip10580-2904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB1
Legal Block2
Legal Lot Number4.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group2
Census Block2004
Census Tract7700

Owner

Source: Westchester County and Rye City records · APN 551400 146-7-2-4

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address46 LOCUST AVE, RYE, NY 10580-2904
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 07, 2023Bargain and Sale Deed, Transfer
STEWART TITLE, STEWART TITLE INSURANCE CO
Dec 20, 2019Quit Claim Deed, Transfer
STEWART TITLE, STEWART TITLE INSURANCE CO
Jul 09, 2019Grant Deed, Transfer
STEWART TITLE, STEWART TITLE INSURANCE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 09, 2019 · Amount on Record
Deed SaleJul 09, 2019 · Amount on Record
Prior SaleSep 30, 2011 · Amount on Record
Deed Document Number2019591573373
Last Transfer DateOct 25, 2019
Transfer Doc0592973402
Record UpdatedJun 08, 2026

March 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateMar 07, 2023
Property Address46 LOCUST AVE, RYE, NY 10580-2904
Document Number0623543153
Instrument DateDec 30, 2022
Instrument623543153
Transaction TypeTransfer
Record UpdatedMar 16, 2023
Title CompanySTEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 LOCUST AVE, RYE, NY 10580-2904

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTCHESTER NY
Recording DateDec 20, 2019
Property Address46 LOCUST AVE, RYE, NY 10580-2904
Document Number0592973402
Book / Page059297 / 003402
Instrument DateOct 25, 2019
Transaction TypeTransfer
Record UpdatedJan 07, 2020
Title CompanySTEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address46 LOCUST AVE RYE NY 105802904, RYE, NY 10580-2904

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWESTCHESTER NY
Recording DateJul 09, 2019
Property Address46 LOCUST AVE, RYE, NY 10580-2904
Document Number0591573373
Book / Page059157 / 003373
Instrument DateJun 13, 2019
Transaction TypeTransfer
Record UpdatedJul 19, 2019
Title CompanySTEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$3,540.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1 HUNTER AVE ARMONK NY 105042025, ARMONK, NY 10504-2025

Tax Assessment & Valuation

Source: Westchester County and Rye City records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$15,417.00$13,250 (-) Land $3,200 Building $10,050$1,122,881 (+6.78%) Land $271,186 Building $851,695
2024$13,250 (-) Land $3,200 Building $10,050$1,051,587 (+2.38%) Land $253,968 Building $797,619
2023$13,250 Land $3,200 Building $10,050$1,027,132 Land $248,062 Building $779,070

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 54 individual policies
Nearby Flood Policies88 units insured
incl. 34 condo units
Nearby Flood Claims340 (1978–2023)
Claims Outside the SFHA91 of 340
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 53 claims
  • Hurricane Irene, Aug 2011 · 61 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 46 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 223 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-2
private · serves 57,301 people
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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