Westchester County and Rye City property record for 46 Locust Ave, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,012 sqft · built 1910 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Company Name on File |
| Last Sale | $885,000 (Jul 2019) |
| Tax Bill | $15,417 (2025) |
| Deeds & Mortgages | Mar 2023 Sale Dec 2019 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 551400 146-7-2-4 |
| Primary APN | 551400 146-7-2-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,012 sqft Living Area |
| 1st Floor Area | 934 sqft |
| 2nd Floor Area | 770 sqft |
| Upper Floors Area | 308 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 3,920 sqft (0.09 acres) |
| Street Address | 46 LOCUST AVE |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-2904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B1 |
| Legal Block | 2 |
| Legal Lot Number | 4.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 7700 |
Source: Westchester County and Rye City records · APN 551400 146-7-2-4
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 46 LOCUST AVE, RYE, NY 10580-2904 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 07, 2023 | Bargain and Sale Deed, Transfer STEWART TITLE, STEWART TITLE INSURANCE CO |
| Dec 20, 2019 | Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE INSURANCE CO |
| Jul 09, 2019 | Grant Deed, Transfer STEWART TITLE, STEWART TITLE INSURANCE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 09, 2019 · Amount on Record |
| Deed Sale | Jul 09, 2019 · Amount on Record |
| Prior Sale | Sep 30, 2011 · Amount on Record |
| Deed Document Number | 2019591573373 |
| Last Transfer Date | Oct 25, 2019 |
| Transfer Doc | 0592973402 |
| Record Updated | Jun 08, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Mar 07, 2023 |
| Property Address | 46 LOCUST AVE, RYE, NY 10580-2904 |
| Document Number | 0623543153 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 623543153 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 LOCUST AVE, RYE, NY 10580-2904 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Dec 20, 2019 |
| Property Address | 46 LOCUST AVE, RYE, NY 10580-2904 |
| Document Number | 0592973402 |
| Book / Page | 059297 / 003402 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 07, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 46 LOCUST AVE RYE NY 105802904, RYE, NY 10580-2904 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jul 09, 2019 |
| Property Address | 46 LOCUST AVE, RYE, NY 10580-2904 |
| Document Number | 0591573373 |
| Book / Page | 059157 / 003373 |
| Instrument Date | Jun 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,540.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1 HUNTER AVE ARMONK NY 105042025, ARMONK, NY 10504-2025 |
Source: Westchester County and Rye City records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,417.00 | $13,250 (-) Land $3,200 Building $10,050 | $1,122,881 (+6.78%) Land $271,186 Building $851,695 |
| 2024 | $13,250 (-) Land $3,200 Building $10,050 | $1,051,587 (+2.38%) Land $253,968 Building $797,619 | |
| 2023 | $13,250 Land $3,200 Building $10,050 | $1,027,132 Land $248,062 Building $779,070 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 54 individual policies |
| Nearby Flood Policies | 88 units insured incl. 34 condo units |
| Nearby Flood Claims | 340 (1978–2023) |
| Claims Outside the SFHA | 91 of 340 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 223 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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