Westchester County and Rye City property record for 40 Locust Ave, #1, Rye, NY 10580
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 3 ba · 2,665 sqft · built 2021 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,300,000 (Jul 2022) |
| Tax Bill | $23,579 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 551400 146-7-2-7-4-1 |
| Primary APN | 551400 146-7-2-7-4-1 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,665 sqft Total Area |
| 1st Floor Area | 2,665 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Other |
| Lot Area | 13,939 sqft (0.32 acres) |
| Street Address | 40 LOCUST AVE, 1 |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-2904 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | B1 |
| Legal Block | 2 |
| Legal Lot Number | 7.004 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 7700 |
40 Locust Ave, #1 is owned and occupied by two individuals who bought it in July 2022.
Source: Westchester County and Rye City records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 LOCUST AVE, 1, RYE, NY 10580-2904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2022 · Amount on File |
| Deed Sale | Jul 5, 2022 · Amount on File |
| Deed Document Number | 20223308 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 40 Locust Ave, #1 was $23,579, up 9% from the year before.
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $23,579.00 (+8.95%) | ||
| 2025 | $21,642.00 | $18,600 (-) Land $6,300 Building $12,300 | $1,576,271 (+6.78%) Land $533,898 Building $1,042,373 |
| 2024 | $18,600 (-) Land $6,300 Building $12,300 | $1,476,190 (+2.38%) Land $500,000 Building $976,190 | |
| 2023 | $18,600 Land $6,300 Building $12,300 | $1,441,860 Land $488,372 Building $953,488 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 40 Locust Ave, #1 in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 54 individual policies |
| Nearby Flood Policies | 88 units insured incl. 34 condo units |
| Nearby Flood Claims | 340 (1978–2023) |
| Claims Outside the SFHA | 91 of 340 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 40 Locust Ave, #1 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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