Worcester County and Webster Town property record for 46 Lake St, Webster, MA 01570
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3 ba · 2,327 sqft · built 1870 |
| Lot Size | 0.129 acres (5,619 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,000 (Mar 2017) |
| Tax Bill | $3,574 (2025) |
| Deeds & Mortgages | Mar 2025 Mortgage Sep 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:0013D B:2 |
| Primary APN | M:0013D B:2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 2,327 sqft Living Area |
| Gross Area | 3,485 sqft |
| Basement Area | 939 sqft |
| Unfinished Basement | 925 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,619 sqft (0.129 acres) |
| Heating System | Space Heater |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1603 |
|---|---|
| Street Address | 46 LAKE ST |
| City | WEBSTER |
| State | MA |
| Zip | 01570-2609 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | MR-12, |
| Legal Block | D |
| Jurisdiction | WEBSTER MA |
| Township / Civil Division | WEBSTER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 754400 |
Source: Worcester County and Webster Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 LAKE ST, WEBSTER, MA 01570-2609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2025 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Sep 15, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Mar 31, 2017 | Quit Claim Deed, Transfer · FHA Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2017 · Amount on Record |
| Deed Sale | Mar 31, 2017 · Amount on Record |
| Prior Sale | Mar 3, 2004 · Amount on Record |
| Deed Book / Page | 56925 / 335 |
| Transfer Doc | 056925-335 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBSTER MA |
| Property Address | 46 LAKE ST, WEBSTER, MA 01570-2609 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 071699-393 |
|---|---|
| Date | Mar 4, 2025 |
| Book Page | 71699/393 |
| Instrument | 16799 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 265 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBSTER MA |
| Property Address | 46 LAKE ST, WEBSTER, MA 01570-2609 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0069645-33 |
|---|---|
| Date | Sep 15, 2023 |
| Book Page | 69645/33 |
| Instrument | 76811 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Oct 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WEBSTER MA |
| Recording Date | Mar 31, 2017 |
| Property Address | 46 LAKE ST, WEBSTER, MA 01570-2609 |
| Document Number | 56925-335 |
| Book / Page | 056925 / 000335 |
| Instrument Date | Mar 13, 2017 |
| Instrument | 32686 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $707.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 LAKE ST WEBSTER MA 015702609, WEBSTER, MA 01570-2609 |
| Document Number | 56925-337 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 056925/000337 |
| Instrument | 32687 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 30, 2047 |
Source: Worcester County and Webster Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Webster Town |
| Unified School District | Webster School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,574.00 (+4.17%) | $300,800 (+6.78%) Land $54,400 Building $246,400 | $410,424 |
| 2024 | $3,431.00 (+29.52%) | $281,700 (+32.94%) Land $52,300 Building $229,400 | |
| 2023 | $2,649.00 | $211,900 Land $45,300 Building $166,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEBSTER WATER DEPARTMENT serves 17,776 people · EPA ID MA2316000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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