Norfolk County and Needham Town property record for 46 John St, Needham Heights, MA 02494
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 1,319 sqft · built 2019 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,018,000 (Jun 2022) |
| Tax Bill | $23,211 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit May 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:0920004600000 |
| Primary APN | M:0920004600000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 1,319 sqft Living Area |
| Gross Area | 3,909 sqft |
| 1st Floor Area | 964 sqft |
| Basement Area | 1,319 sqft |
| Unfinished Basement | 269 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 46 JOHN ST |
|---|---|
| City | NEEDHAM HEIGHTS |
| State | MA |
| Zip | 02494-1727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Block | 46 |
| Jurisdiction | NEEDHAM MA |
| Township / Civil Division | NEEDHAM |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 403502 |
Source: Norfolk County and Needham Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 JOHN ST, NEEDHAM HEIGHTS, MA 02494-1727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| May 8, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jun 1, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage METRO CU |
| Jul 31, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEEDHAM BANK |
| Jul 18, 2018 | Quit Claim Deed, Transfer NEEDHAM COOPERATIVE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2022 · Amount on Record |
| Deed Sale | Jun 1, 2022 · Amount on Record |
| Prior Sale | Jul 31, 2019 · Amount on Record |
| Deed Document Number | 202248168 |
| Deed Book / Page | 40580 / 14 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | May 13, 2026 |
| Property Address | 46 JOHN ST, NEEDHAM HEIGHTS, MA 02494-1727 |
| Document Number | 043104-110 |
| Book / Page | 43104 / 110 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202631329 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 46 JOHN ST, NEEDHAM HEIGHTS, MA 02494-1727 |
| Document Number | 0000031329, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 43104/110 |
| Instrument | 202631329 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 46 JOHN ST, NEEDHAM, MA 02494-1727 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041183-149 |
|---|---|
| Date | May 8, 2023 |
| Book Page | 41183/149 |
| Instrument | 27261 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | Jun 1, 2022 |
| Property Address | 46 JOHN ST, NEEDHAM, MA 02494-1727 |
| Document Number | 0040580-14 |
| Book / Page | 40580 / 14 |
| Instrument Date | May 31, 2022 |
| Instrument | 48168 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 46 JOHN ST, NEEDHAM, MA 02494-1727 |
| Document Number | 0000048169 |
|---|---|
| Date | Jun 1, 2022 |
| Instrument | 48169 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.63% |
| Type Change Date | Jun 1, 2029 |
| Max Rate At Change | 2.5% |
| Index | Other |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | Jul 31, 2019 |
| Property Address | 46 JOHN ST, NEEDHAM, MA 02494-1727 |
| Document Number | 37019-480 |
| Book / Page | 37019 / 480 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 65543 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 JOHN ST, NEEDHAM, MA 02494-1727 |
| Investor | Possibly a Property Investor |
| Document Number | 65544 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 65544 |
| Name | NEEDHAM BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Aug 1, 2024 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | Jul 18, 2018 |
| Property Address | 46 JOHN ST, NEEDHAM, MA 02494-1727 |
| Document Number | 36148-53 |
| Book / Page | 36148 / 53 |
| Instrument | 61317 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $69.12 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 JOHN ST, NEEDHAM, MA 02494-1727 |
| Document Number | 361480055 |
|---|---|
| Date | Jul 18, 2018 |
| Instrument | 36148/0055 |
| Name | NEEDHAM COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,211.00 (+12.47%) | $2,189,700 (+38.35%) Land $714,200 Building $1,475,500 | $2,370,345 (+0.37%) |
| 2024 | $2,361,510 | ||
| 2023 | $20,638.00 | $1,582,700 Land $460,700 Building $1,122,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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