40 John St, Needham Heights, MA 02494 Property Records

Norfolk County and Needham Town property record for 40 John St, Needham Heights, MA 02494

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 1,162 sqft · built 2019
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$1,475,000 (Jul 2019)
Tax Bill$19,415 (2025)
Deeds & MortgagesMar 2025 Line of Credit
Jul 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNM:0920004500000

Property Details

APN / Parcel Number

Primary APNM:0920004500000
Alternative APN
  • NEED M:092.0 B:0045 L:0000.0

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories3 Stories
Building Area1,162 sqft Living Area
Gross Area3,217 sqft
1st Floor Area816 sqft
Basement Area1,162 sqft
Unfinished Basement312 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address40 JOHN ST
CityNEEDHAM HEIGHTS
StateMA
Zip02494-1727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRB
Legal Block45
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group2
Census Block2007
Census Tract403502

Owner

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address40 JOHN ST, NEEDHAM HEIGHTS, MA 02494-1727
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2025Deed of Trust, Mortgage · Line of Credit
DIRECT CU
Jul 1, 2019Quit Claim Deed, Transfer
CITIZENS BK/RI
Oct 29, 2018Quit Claim Deed, Transfer
WEBSTER FIVECENT SVGS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2019 · Amount on Record
Deed SaleJul 1, 2019 · Amount on Record
Prior SaleOct 29, 2018 · Amount on Record
Deed Book / Page36932 / 106
Transfer Doc33802-259
Record UpdatedSep 20, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address40 JOHN ST, NEEDHAM, MA 02494-1727
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042288-552
DateMar 12, 2025
Book Page42288/552
Instrument14716
Lender
NameDIRECT CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 1, 2055
Interest
Rate TypeAdjustable Rate

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEEDHAM MA
Recording DateJul 1, 2019
Property Address40 JOHN ST, NEEDHAM, MA 02494-1727
Document Number36932-106
Book / Page036932 / 000106
Instrument DateJun 13, 2019
Instrument54403
Transaction TypeTransfer
Record UpdatedJul 16, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,475.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address40 JOHN ST NEEDHAM MA 024941727, NEEDHAM, MA 02494-1727

Mortgage

Document Number36932-109
DateJul 1, 2019
Book Page036932/000109
Instrument54404
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueJun 30, 2049
Interest
Rate TypeAdjustable Rate

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEEDHAM MA
Recording DateOct 29, 2018
Property Address40 JOHN ST, NEEDHAM, MA 02494-1727
Document Number36394-343
Book / Page36394 / 343
Instrument96678
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
Tax$60.89
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number363940345
DateOct 29, 2018
Instrument36394/0345
Lender
NameWEBSTER FIVECENT SVGS
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,415.00 (-4.31%)$1,831,600 (+17.72%) Land $714,200 Building $1,117,400$2,038,035 (-2.23%)
2024$2,084,490
2023$20,289.00$1,555,900 Land $460,700 Building $1,095,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEEDHAM WATER DEPT
serves 31,664 people · EPA ID MA3199000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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