46 Hope Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 46 Hope Dr, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,619 sqft · built 1997
Lot Size	0.092 acres (4,008 sqft)
Owner	Individual Name on Record
Last Sale	$625,000 (Jul 2018)
Tax Bill	$8,839 (2025)
Deeds & Mortgages	Jan 2023 Transfer Aug 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`016-411-12`

Property Details

APN / Parcel Number

Primary APN	`016-411-12`
Alternative APN	`016-411-12-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,619 sqft Living Area
Gross Area	2,189 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Wood
Roof Material	Tile
Lot Area	4,008 sqft (0.092 acres)
Garage Type	Attached
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	46 HOPE DR
City	WATSONVILLE
State	CA
Zip	95076-3095
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12
Legal Subdivision	GREEN VLY HLNDS 02
Legal Lot Number	12
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1004
Census Tract	110506

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 HOPE DR, WATSONVILLE, CA 95076-3095
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Intrafamily Transfer, Transfer
Aug 6, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Jul 2, 2018	Grant Deed, Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC
Jan 30, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage BAY FCU
Jan 31, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2018 · Amount on Record
Deed Sale	Jul 2, 2018 · Amount on Record
Prior Sale	Jun 25, 1997 · Amount on Record
Deed Document Number	201820124
Last Transfer Date	Oct 3, 2022
Transfer Doc	0000001122
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 24, 2023
Property Address	46 HOPE DR, WATSONVILLE, CA 95076-3095
Document Number	0000001122
Map Reference	VOL 92 PG 33
Instrument Date	Oct 3, 2022
Instrument	2023-0001122
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	46 HOPE DR, WATSONVILLE, CA 95076-3095

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	46 HOPE DR, WATSONVILLE, CA 95076-3095
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029714
Date	Aug 6, 2020
Instrument	2020-0029714

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	46 HOPE DR, WATSONVILLE, CA 95076-3095
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 HOPE DR, WATSONVILLE, CA 95076-3095

Mortgage

Document Number	0000037520
Date	Jul 14, 2021
Instrument	2021-0037520

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company
Address	REDLANDS, CA 92374

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 2, 2018
Property Address	46 HOPE DR, WATSONVILLE, CA 95076-3095
Document Number	0000020124
Map Reference	VOL 92 PG 33
Instrument Date	Jun 22, 2018
Instrument	2018-0020124
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 HOPE DR, WATSONVILLE, CA 95076-3095

Mortgage

Document Number	0000020125
Date	Jul 2, 2018
Instrument	2018-0020125

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 30, 2017
Property Address	46 HOPE DR, WATSONVILLE, CA 95076-3095
Document Number	0000003573
Map Reference	MAP92 PG33
Instrument Date	Jan 24, 2017
Instrument	2017-0003573
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	46 HOPE DR, WATSONVILLE, CA 95076-3095

Mortgage

Document Number	0000003574
Date	Jan 30, 2017
Instrument	2017-0003574

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 31, 2017
Property Address	46 HOPE DR, WATSONVILLE, CA 95076-3095
Document Number	0000003723
Instrument Date	Jan 24, 2017
Instrument	3723
Transaction Type	Transfer
Record Updated	Mar 3, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	46 HOPE DR WATSONVILLE CA 950763095, WATSONVILLE, CA 95076-3095

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$711,143 (+2%) Land $426,686 Building $284,457
2025	$8,839.00 (+12.99%) Homeowner's exemption	$697,200 (+4.04%) Land $418,320 Building $278,880
2023	$7,823.00 (+1.78%) Homeowner's exemption	$670,127 Land $402,076 Building $268,051	$734,580
2022	$7,686.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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