Santa Cruz County property record for 38 Hope Dr, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,619 sqft · built 1997 |
| Lot Size | 0.089 acres (3,877 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $402,500 (Dec 2013) |
| Tax Bill | $6,385 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Oct 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-411-10 |
| Primary APN | 016-411-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,619 sqft Living Area |
| Gross Area | 2,189 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 3,877 sqft (0.089 acres) |
| Garage Type | Attached |
| Garage Area | 570 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 38 HOPE DR |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-3095 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 |
| Legal Subdivision | GREEN VLY HLNDS II PH #1 |
| Legal Lot Number | 10 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 110506 |
38 Hope Dr is owned and occupied by two individuals who bought it in December 2013.
Source: Santa Cruz County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 HOPE DR, WATSONVILLE, CA 95076-3095 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2026 | Deed of Trust, Mortgage · Line of Credit US BANK |
| Oct 6, 2022 | Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2013 · Amount on File |
| Deed Sale | Dec 6, 2013 · Amount on File |
| Prior Sale | Apr 16, 1998 · Amount on File |
| Deed Document Number | 201355709 |
| Prior Transfer Date | Mar 8, 2013 |
| Prior Transfer Doc | 0000016930 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Sep 16, 2026 |
| Property Address | 38 HOPE DR, WATSONVILLE, CA 95076-3095 |
| Document Number | 0000020789 |
| Instrument Date | Sep 9, 2026 |
| Instrument | 202620789 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38 HOPE DR, WATSONVILLE, CA 95076-3095 |
| Document Number | 0000020789, |
|---|---|
| Date | Sep 16, 2026 |
| Instrument | 202620789 |
| Name | US BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 19, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 38 HOPE DR, WATSONVILLE, CA 95076-3095 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 38 HOPE DR, WATSONVILLE, CA 95076-3095 |
| Document Number | 0000027839 |
|---|---|
| Date | Oct 6, 2022 |
| Instrument | 2022-0027839 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 38 Hope Dr was $6,385.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $503,278 (+2%) Land $301,967 Building $201,311 | ||
| 2025 | $6,385.00 | $493,410 Land $296,046 Building $197,364 | |
| 2023 | $5,634.00 (+1.77%) | $474,250 Land $284,550 Building $189,700 | $729,000 |
| 2022 | $5,536.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Hope Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38 Hope Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Verizon.
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