Prospect Town property record for 46 Heritage Dr, Prospect, CT 06712
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,957 sqft · built 1992 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $11,971 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S0264700 |
| Primary APN | S0264700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,957 sqft Living Area |
| Basement Area | 2,167 sqft |
| Unfinished Basement | 2,167 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 40,511 sqft (0.93 acres) |
| Garage Type | Basement |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Heating Fuel | Oil |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | S0264700 |
|---|---|
| Street Address | 46 HERITAGE DR |
| City | PROSPECT |
| State | CT |
| Zip | 06712-1742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Block | 61 |
| Legal Lot Number | 46 |
| Jurisdiction | PROSPECT CT |
| Township / Civil Division | PROSPECT |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 347100 |
46 Heritage Dr is owned and occupied by two individuals.
Source: Prospect Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 HERITAGE DR, PROSPECT, CT 06712-1742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT CT |
| Property Address | 46 HERITAGE DR, PROSPECT, CT 06712-1742 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 870-89 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 870/89 |
| Instrument | 1400 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2026 property tax bill for 46 Heritage Dr was $11,971, up 11.3% from the year before.
Source: Prospect Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Prospect Town |
| Unified School District | Regional School District 16 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,971.00 (+11.34%) | $420,490 (-) Land $102,970 Building $317,520 | $656,553 (+123.06%) |
| 2025 | $10,752.00 | $420,490 Land $102,970 Building $317,520 | $294,343 Land $72,079 Building $222,264 |
| 2024 | $10,752.00 (+17.32%) | ||
| 2023 | $9,165.00 (-0.09%) | $287,120 (-) Land $103,000 Building $184,120 | |
| 2022 | $9,173.00 | $287,120 Land $103,000 Building $184,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Heritage Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 46 Heritage Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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