37 Heritage Dr, Prospect, CT 06712 Property Records

Prospect Town property record for 37 Heritage Dr, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,755 sqft · built 1992
Lot Size	1.48 acres (64,469 sqft)
Owner	2 Individual Names on File
Last Sale	$541,000 (Aug 2024)
Tax Bill	$9,871 (2026)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Aug 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S0265200`

Property Details

APN / Parcel Number

Primary APN	`S0265200`
Alternative APN	`PROS M:115 B:61 L:37`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,755 sqft Living Area
Gross Area	4,037 sqft
Basement Area	1,282 sqft
Unfinished Basement	1,282 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	64,469 sqft (1.48 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	S0265200
Street Address	37 HERITAGE DR
City	PROSPECT
State	CT
Zip	06712-1743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	61
Legal Lot Number	37
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	2
Census Block	2019
Census Tract	347100

Owner

37 Heritage Dr is owned and occupied by two individuals who bought it in August 2024.

Source: Prospect Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	37 HERITAGE DR, PROSPECT, CT 06712-1743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage SIKORSKY FINANCIAL CREDIT UNION INC
Aug 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Jul 17, 2018	Deed of Trust, Mortgage · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2024 · Amount on File
Deed Sale	Aug 14, 2024 · Amount on File
Prior Sale	Jul 31, 2012 · Amount on File
Deed Document Number	2024733
Deed Book / Page	929 / 276
Record Updated	Oct 29, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Aug 14, 2024
Property Address	37 HERITAGE DR, PROSPECT, CT 06712-1743
Document Number	000929-276
Book / Page	929 / 276
Instrument Date	Aug 12, 2024
Instrument	2024733
Transaction Type	Transfer
Record Updated	Aug 29, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0002024734
Date	Aug 14, 2024
Instrument	2024-734

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Type Change Date	Sep 1, 2029
Max Rate At Change	2.75%
Index	5-Year CMT

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	37 HERITAGE DR, PROSPECT, CT 06712-1743
Transaction Type	Mortgage
Record Updated	Sep 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	898-239
Date	Aug 27, 2021
Book Page	898/239
Instrument	1500

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	37 HERITAGE DR, PROSPECT, CT 06712-1743
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	824-39
Date	Jul 17, 2018
Book Page	824/39

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 37 Heritage Dr was $9,871, up 11.3% from the year before.

Source: Prospect Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,871.00 (+11.35%)	$346,710 (-) Land $105,140 Building $241,570	$577,509 (+137.95%)
2025	$8,865.00	$346,710 Land $105,140 Building $241,570	$242,697 Land $73,598 Building $169,099
2024	$8,865.00 (+17.62%)
2023	$7,537.00 (+3.69%)	$236,110 (+3.78%) Land $105,100 Building $131,010
2022	$7,269.00	$227,520 Land $105,100 Building $122,420

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 37 Heritage Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 37 Heritage Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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