46 Harvard Rd, Shirley, MA 01464 Property Records

Middlesex County and Shirley Town property record for 46 Harvard Rd, Shirley, MA 01464

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 922 sqft · built 1920
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Apr 2021)
Tax Bill	$3,767 (2026)
Deeds & Mortgages	Mar 2024 Refinance Feb 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SHIR M:0012 B:000E L:00006`

Property Details

APN / Parcel Number

Primary APN	`SHIR M:0012 B:000E L:00006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	922 sqft Living Area
Gross Area	2,601 sqft
Basement Area	736 sqft
Unfinished Basement	736 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	46 HARVARD RD
City	SHIRLEY
State	MA
Zip	01464-2438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	E
Legal Lot Number	6
Jurisdiction	SHIRLEY MA
Township / Civil Division	SHIRLEY
Census Block Group	2
Census Block	2024
Census Tract	388200

Owner

Source: Middlesex County and Shirley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 HARVARD RD, SHIRLEY, MA 01464-2438
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Quit Claim Deed, Transfer · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Feb 17, 2023	Redemption Deed, Transfer
Apr 21, 2021	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Last Transfer Date	Mar 1, 2024
Transfer Doc	082544-264
Record Updated	Oct 29, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIRLEY MA
Recording Date	Mar 6, 2024
Property Address	46 HARVARD RD, SHIRLEY, MA 01464-2438
Document Number	082544-261
Book / Page	82544 / 261
Instrument Date	Mar 1, 2024
Instrument	22376
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46 HARVARD RD, SHIRLEY, MA 01464-2438

Mortgage

Document Number	082544-264
Date	Mar 6, 2024
Book Page	82544/264
Instrument	22377

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

February 2023: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	SHIRLEY MA
Recording Date	Feb 17, 2023
Property Address	46 HARVARD RD, SHIRLEY, MA 01464-2438
Document Number	081261-346
Book / Page	81261 / 346
Instrument Date	Jan 30, 2023
Instrument	17377
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIRLEY MA
Recording Date	Apr 21, 2021
Property Address	46 HARVARD RD, SHIRLEY, MA 01464-2438
Document Number	77571-565
Book / Page	77571 / 565
Instrument Date	Apr 16, 2021
Instrument	90124
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CARLETON ST, LAWRENCE, MA 01843-1106

Tax Assessment & Valuation

Source: Middlesex County and Shirley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Shirley Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,767.00 (+10,363.89%)	$304,000 (+6.82%) Land $149,700 Building $154,300	$412,469 (+89.18%)
2025	$36.00 (-98.97%)	$284,600 (+10.1%) Land $130,500 Building $154,100	$218,025
2024	$3,508.00 (+5.6%)	$258,500 (+10.33%) Land $119,000 Building $139,500
2023	$3,322.00	$234,300 Land $119,000 Building $115,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1982–2010)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHIRLEY WATER DISTRICT serves 4,165 people · EPA ID MA2270000
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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