44 Harvard Rd, Shirley, MA 01464 Property Records

Middlesex County and Shirley Town property record for 44 Harvard Rd, Shirley, MA 01464

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,659 sqft · built 1950
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Tax Bill	$4,868 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SHIR M:0012 B:000E L:00005`

Property Details

APN / Parcel Number

Primary APN	`SHIR M:0012 B:000E L:00005`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,659 sqft Living Area
Gross Area	2,461 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	44 HARVARD RD
City	SHIRLEY
State	MA
Zip	01464-2438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	E
Legal Lot Number	5
Jurisdiction	SHIRLEY MA
Township / Civil Division	SHIRLEY
Census Block Group	2
Census Block	2024
Census Tract	388200

Owner

Source: Middlesex County and Shirley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	44 HARVARD RD, SHIRLEY, MA 01464-2438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · ARM FINANCE AMERICA LLC
Oct 31, 2022	Deed of Trust, Mortgage · ARM SECRETARY HOUSING URBAN DEVELOPMENT
Jun 23, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 2, 2022
Transfer Doc	080317-456
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	44 HARVARD RD, SHIRLEY, MA 01464-2438
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080894-330
Date	Oct 31, 2022
Book Page	80894/330
Instrument	162065

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount Recorded
Term	841 Months
Due	Nov 1, 2092

Interest

Rate Type	Adjustable Rate
Rate	7.32%
Type Change Date	Dec 1, 2022
Index	LIBOR

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	44 HARVARD RD, SHIRLEY, MA 01464-2438
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080894-347
Date	Oct 31, 2022
Book Page	80894/347
Instrument	162066

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	ARM
Amount	Amount Recorded
Term	841 Months
Due	Nov 1, 2092

Interest

Rate Type	Adjustable Rate
Rate	7.32%
Type Change Date	Dec 1, 2022
Index	LIBOR

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIRLEY MA
Recording Date	Jun 23, 2022
Property Address	44 HARVARD RD, SHIRLEY, MA 01464-2438
Document Number	080317-456
Book / Page	80317 / 456
Instrument Date	May 2, 2022
Instrument	94339
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 HARVARD RD, SHIRLEY, MA 01464-2438

Tax Assessment & Valuation

Source: Middlesex County and Shirley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Shirley Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,868.00 (+4.28%)	$392,900 (+9.17%) Land $149,200 Building $243,700	$410,643 (-18.57%)
2025	$4,668.00 (+2.68%)	$359,900 (+7.43%) Land $130,100 Building $229,800	$504,260
2024	$4,546.00 (+3.15%)	$335,000 (+7.79%) Land $118,600 Building $216,400
2023	$4,407.00	$310,800 Land $118,600 Building $192,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1982–2010)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHIRLEY WATER DISTRICT serves 4,165 people · EPA ID MA2270000
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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