46 Harding St, Madison, WI 53714 Property Records

Dane County property record for 46 Harding St, Madison, WI 53714

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 864 sqft · built 1951
Lot Size0.132 acres (5,789 sqft)
OwnerIndividual Name on File
Tax Bill$4,586 (2024)
Deeds & MortgagesJun 2021 Transfer
Sep 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN0710-054-0224-4

Property Details

APN / Parcel Number

Primary APN0710-054-0224-4

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area864 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1978
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area5,789 sqft (0.132 acres)
DrivewayDriveway
Driveway Area354 sqft

Exterior Amenities

Deck Area196 sqft
Patio Area196 sqft
Shed1 Shed
Shed Area352 sqft

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address46 HARDING ST
CityMADISON
StateWI
Zip53714-2219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTR-C4
Legal DescriptionLANSING PLACE, LOT 28, BLOCK 12
Legal Range10
Legal Township07
Legal Section05
Legal SubdivisionLANSING PLACE
Legal Block12
Legal Lot Number28
JurisdictionDANE WI
Township / Civil DivisionMADISON
Census Block Group3
Census Block3010
Census Tract2700

Owner

46 Harding St is owned and occupied by an individual who acquired it in June 2021.

Source: Dane County records, as of January 22, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address46 HARDING ST, MADISON, WI 53714-2219
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2021Intrafamily Transfer, Transfer
Sep 24, 2019Deed of Trust, Mortgage · Line of Credit
UW CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 30, 2021
Transfer Doc0005745581
Record UpdatedJun 8, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDANE WI
Recording DateJun 30, 2021
Property Address46 HARDING ST, MADISON, WI 53714-2219
Document Number0005745581
Instrument DateJun 29, 2021
Instrument5745581
Transaction TypeTransfer
Record UpdatedJul 14, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address46 HARDING ST, MADISON, WI 53714-2219
Document Number0005528953
Instrument DateSep 24, 2019
Transaction TypeMortgage
Record UpdatedOct 21, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address46 HARDING ST MADISON WI 537142219, MADISON, WI 53714-2219

Mortgage

Document Number0005528953
DateOct 7, 2019
Instrument5528953
Lender
NameUW CU
TypeCredit Union
AddressMADISON, WI 53744
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 6, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyDane County
MunicipalityMadison City
Unified School DistrictMadison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$279,000 Land $77,700 Building $201,300
2024$4,586.00$279,000
2023$249,300 Land $69,400 Building $179,900
2022$3,925.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Harding St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 46 Harding St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON WATER UTILITY
serves 272,000 people · EPA ID WI1130224
Water SourceGroundwater
Last State InspectionApr 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
LiteWire
Fixed Wireless
100 / 25
T-Mobile
Fixed Wireless
100 / 20

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