Dane County property record for 38 Harding St, Madison, WI 53714
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,138 sqft · built 1950 |
| Lot Size | 0.106 acres (4,622 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Jun 2023) |
| Tax Bill | $6,728 (2024) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0710-054-0226-0 |
| Primary APN | 0710-054-0226-0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,138 sqft Living Area |
| 1st Floor Area | 1,089 sqft |
| Basement Area | 624 sqft |
| Finished Basement | 49 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 4,622 sqft (0.106 acres) |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Driveway | Driveway |
| Driveway Area | 310 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 38 HARDING ST |
|---|---|
| City | MADISON |
| State | WI |
| Zip | 53714-2219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TR-C4 |
| Legal Description | LANSING PLACE, LOT 26, BLOCK 12 |
| Legal Range | 10 |
| Legal Township | 07 |
| Legal Section | 05 |
| Legal Subdivision | LANSING PLACE |
| Legal Block | 12 |
| Legal Lot Number | 26 |
| Jurisdiction | DANE WI |
| Township / Civil Division | MADISON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 2700 |
38 Harding St is owned and occupied by an individual who bought it in June 2023.
Source: Dane County records, as of January 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 38 HARDING ST, MADISON, WI 53714-2219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF WISCONSIN CU |
| Apr 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage PARK BANK |
| Dec 19, 2019 | Deed of Trust, Mortgage · Line of Credit UW CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2023 · Amount on File |
| Deed Sale | Jun 9, 2023 · Amount on File |
| Prior Sale | Apr 21, 2021 · Amount on File |
| Deed Document Number | 5906208 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | Jun 9, 2023 |
| Property Address | 38 HARDING ST, MADISON, WI 53714-2219 |
| Document Number | 0005906208 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 5906208 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 HARDING ST, MADISON, WI 53714-2219 |
| Document Number | 0005906209 |
|---|---|
| Date | Jun 9, 2023 |
| Instrument | 5906209 |
| Name | UNIVERSITY OF WISCONSIN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | Apr 21, 2021 |
| Property Address | 38 HARDING ST, MADISON, WI 53714-2219 |
| Document Number | 0005719956 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 5719956 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $873.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 HARDING ST, MADISON, WI 53714-2219 |
| Document Number | 0005719957 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 5719957 |
| Name | PARK BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 38 HARDING ST, MADISON, WI 53714-2219 |
| Document Number | 0005552348 |
| Instrument Date | Dec 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 38 HARDING ST MADISON WI 537142219, MADISON, WI 53714-2219 |
| Document Number | 0005552348 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 5552348 |
| Name | UW CU |
|---|---|
| Type | Credit Union |
| Address | MADISON, WI 53705 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 29, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Dane County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Dane County |
| Municipality | Madison City |
| Unified School District | Madison Metropolitan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $400,000 Land $62,800 Building $337,200 | ||
| 2024 | $6,728.00 | $400,000 | |
| 2023 | $313,100 (+7.59%) Land $56,100 Building $257,000 | ||
| 2022 | $5,403.00 (+49.58%) | $291,000 Land $48,700 Building $242,300 | |
| 2021 | $3,612.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Harding St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38 Harding St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| LiteWire Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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