46 Hannah Cole Dr, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 46 Hannah Cole Dr, Saint Augustine, FL 32080

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,804 sqft · built 2006
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Last Sale	$425,000 (Sep 2023)
Tax Bill	$7,286 (2025)
Deeds & Mortgages	Sep 2023 Sale Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`161941-0230`

Property Details

APN / Parcel Number

Primary APN	`161941-0230`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,804 sqft Living Area
Gross Area	2,124 sqft
1st Floor Area	764 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	86 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	46 HANNAH COLE DR
City	SAINT AUGUSTINE
State	FL
Zip	32080-5167
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PSD
Legal Description	53/31-36 HANNAHS WALK LOT 23 OR5830/113
Legal Range	30E
Legal Township	07S
Legal Section	28
Legal Subdivision	HANNAHS WALK
Legal Block	4
Legal Lot Number	23
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4000
Census Tract	21408

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7436 CATENA LN, MYRTLE BEACH, SC 29572-8031
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Warranty Deed, Transfer CAPSTONE TITLE LLC, COAST ONE TITLE LLC
Nov 10, 2020	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
May 12, 2017	Warranty Deed, Transfer · VA Mortgage FBT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2023 · Amount on Record
Deed Sale	Sep 25, 2023 · Amount on Record
Prior Sale	Nov 10, 2020 · Amount on Record
Deed Document Number	202375338
Deed Book / Page	5830 / 113
Prior Transfer Date	Feb 14, 2012
Prior Transfer Doc	0035280052
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 25, 2023
Property Address	46 HANNAH COLE DR, SAINT AUGUSTINE, FL 32080-5167
Document Number	0058300113
Book / Page	5830 / 113
Map Reference	MB 53 PG 31-36
Instrument Date	Sep 22, 2023
Instrument	2023075338
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	CAPSTONE TITLE LLC, COAST ONE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	711 COSMOPOLITAN DR NE UNIT 321, 321, ATLANTA, GA 30324-3622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7436 CATENA LN, MYRTLE BEACH, SC 29572-8031

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 10, 2020
Property Address	46 HANNAH COLE DR, SAINT AUGUSTINE, FL 32080-5167
Document Number	0050951725
Book / Page	5095 / 1725
Map Reference	MB 53 PG 31-36
Instrument Date	Nov 6, 2020
Instrument	2020101717
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	PARADISE TTL OF ST AGUSTINE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,907.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	195 ARIZONA AVE NE UNIT 146, 146, ATLANTA, GA 30307-2242

Mortgage

Document Number	50951727
Date	Nov 10, 2020
Instrument	5095/1727

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 12, 2017
Property Address	46 HANNAH COLE DR, SAINT AUGUSTINE, FL 32080-5167
Document Number	0043730655
Book / Page	4373 / 0655
Map Reference	MB53 PG31-36
Instrument Date	May 10, 2017
Instrument	2017033180
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	PONTE VENDRA TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1817 TWELVE OAKS LN W, 1817, NEPTUNE BEACH, FL 32266-3109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 HANNAH COLE DR, PONTE VEDRA BEACH, FL 32082

Mortgage

Document Number	2017033181
Date	May 12, 2017
Instrument	2017033181

Lender

Name	FBT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,600 (-7.03%) Land $70,000 Building $268,600	$338,600 (-7.03%) Land $70,000 Building $268,600
2025	$7,286.00 (+3.45%)	$364,196 (+16.52%)	$364,196 (+16.52%) Land $70,000 Building $294,196
2024	$7,043.00 (+31.37%)
2023	$5,361.00 (+10.2%)	$312,549 (+12.39%)	$312,549 (+12.39%) Land $75,000 Building $237,549
2022	$4,865.00	$278,096	$278,096 Land $64,960 Building $213,136

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 334 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	662 units insured incl. 328 condo units
Nearby Flood Claims	9 (2016–2022)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: IQ Fiber, Verizon.

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