40 Hannah Cole Dr, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 40 Hannah Cole Dr, Saint Augustine, FL 32080

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,458 sqft · built 2006
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jul 2020)
Tax Bill	$3,517 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`161941-0200`

Property Details

APN / Parcel Number

Primary APN	`161941-0200`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,458 sqft Living Area
Gross Area	1,771 sqft
1st Floor Area	657 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	87 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	40 HANNAH COLE DR
City	SAINT AUGUSTINE
State	FL
Zip	32080-5167
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	53/31-36 HANNAHS WALK LOT 20 OR4988/625
Legal Range	30E
Legal Township	07S
Legal Section	28
Legal Subdivision	HANNAHS WALK
Legal Block	4
Legal Lot Number	20
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4000
Census Tract	21408

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 HANNAH COLE DR, SAINT AUGUSTINE, FL 32080-5167
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Oct 18, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCING CORP
Jul 13, 2020	Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2020 · Amount on Record
Deed Sale	Jul 13, 2020 · Amount on Record
Prior Sale	Jun 20, 2014 · Amount on Record
Deed Document Number	202056130
Deed Book / Page	4988 / 625
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	40 HANNAH COLE DR, SAINT AUGUSTINE, FL 32080-5167
Transaction Type	Mortgage
Record Updated	Jul 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 HANNAH COLE DR, SAINT AUGUSTINE, FL 32080-5167
Investor	Possibly a Property Investor

Mortgage

Document Number	0057801742
Date	Jun 26, 2023
Book Page	5780/1742
Instrument	2023049195

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2033

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	40 HANNAH COLE DR, SAINT AUGUSTINE, FL 32080-5167
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 HANNAH COLE DR, SAINT AUGUSTINE, FL 32080-5167

Mortgage

Document Number	0053960556
Date	Oct 18, 2021
Book Page	5396/556
Instrument	2021113304

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 13, 2020
Property Address	40 HANNAH COLE DR, SAINT AUGUSTINE, FL 32080-5167
Document Number	0049880625
Book / Page	004988 / 000625
Instrument Date	Jul 13, 2020
Instrument	56130
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 HANNAH COLE DR ST AUGUSTINE FL 320805167, ST AUGUSTINE, FL 32080-5167

Mortgage

Document Number	49880627
Date	Jul 13, 2020
Book Page	004988/000627
Instrument	56131

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,294 (+2.7%)	$301,047 (+0.89%) Land $75,000 Building $226,047
2025	$3,517.00 (+8.28%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$220,345 (+5.99%)	$298,381 (+4.99%) Land $75,000 Building $223,381
2024	$3,248.00 (+2.85%)
2023	$3,158.00 (+0.57%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$207,898 (+3%)	$284,189 (+12.63%) Land $80,000 Building $204,189
2022	$3,140.00 Homeowner's exemption	$201,843	$252,323 Land $69,440 Building $182,883

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 334 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	662 units insured incl. 328 condo units
Nearby Flood Claims	9 (2016–2022)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: IQ Fiber, Verizon.

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