46 Giddings Way, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 46 Giddings Way, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,884 sqft · built 2025
Lot Size	0.13 acres (5,662 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,100 (Aug 2025)
Tax Bill	$4,110 (2025)
Deeds & Mortgages	Jun 2026 Sale Apr 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`095416-3830`

Property Details

APN / Parcel Number

Primary APN	`095416-3830`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,884 sqft Living Area
Gross Area	2,463 sqft
1st Floor Area	1,650 sqft
Flooring	Carpet

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	46 GIDDINGS WAY
City	SAINT AUGUSTINE
State	FL
Zip	32084-0163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	124/81-87 ST AUGUSTINE LAKES PHASE 3B LOT 383 OR6208/893
Legal Subdivision	ST AUGUSTINE LAKES PHASE 3B
Legal Block	1
Legal Lot Number	383
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3000
Census Tract	21003

Owner

Source: St. Johns County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 GIDDINGS WAY, SAINT AUGUSTINE, FL 32084-0163
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 2, 2026	Deed of Trust · Conventional Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA
Apr 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA
Aug 25, 2025	Special Warranty Deed, Subdivision Related Transfer LENNAR TITLE INC
Jul 25, 2025	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2025 · Amount on Record
Deed Sale	Aug 25, 2025 · Amount on Record
Deed Document Number	202568865
Deed Book / Page	6208 / 893
Prior Transfer Date	Jul 24, 2025
Prior Transfer Doc	0061901632
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 22, 2026
Property Address	46 GIDDINGS WAY, SAINT AUGUSTINE, FL 32084-0163
Document Number	0063870003
Book / Page	6387 / 3
Instrument Date	May 10, 2026
Instrument	202652847
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	46 GIDDINGS WAY, SAINT AUGUSTINE, FL 32084-0163

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Apr 2, 2026
Property Address	46 GIDDINGS WAY, SAINT AUGUSTINE, FL 32084-0163
Document Number	0000027892
Book / Page	6335 / 1901
Instrument Date	Mar 25, 2026
Instrument	202627892
Record Updated	Apr 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 GIDDINGS WAY, SAINT AUGUSTINE, FL 32084-0163

Mortgage

Document Number	0000027892,
Date	Apr 2, 2026
Book Page	6335/1901
Instrument	202627892

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 30, 2041

Interest

Rate Type	Fixed Rate
Rate	5.44%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Apr 2, 2026
Property Address	46 GIDDINGS WAY, SAINT AUGUSTINE, FL 32084-0163
Document Number	0063351901
Book / Page	6335 / 1901
Instrument Date	Mar 25, 2026
Instrument	202627892
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 GIDDINGS WAY, SAINT AUGUSTINE, FL 32084-0163

Mortgage

Document Number	0000027892,
Date	Apr 2, 2026
Book Page	6335/1901
Instrument	202627892

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 30, 2041

Interest

Rate Type	Fixed Rate
Rate	5.44%
Initial Type	Fixed Rate
Max Rate	-1%

August 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 25, 2025
Property Address	46 GIDDINGS WAY, SAINT AUGUSTINE, FL 32084-0163
Document Number	0062080893
Book / Page	6208 / 893
Map Reference	MB 5664 PG 1649
Instrument Date	Aug 25, 2025
Instrument	2025068865
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2026
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Tax	$2,653.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7411 FULLERTON ST STE 220, 220, JACKSONVILLE, FL 32256-3629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 GIDDINGS WAY, ST AUGUSTINE, FL 32084-0163

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 25, 2025
Property Address	46 GIDDINGS WAY, SAINT AUGUSTINE, FL 32084-0163
Document Number	0061901632
Book / Page	6190 / 1632
Map Reference	MB 124 PG 81
Instrument Date	Jul 24, 2025
Instrument	2025059577
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 BRICKELL AVE STE 1400, 1400, MIAMI, FL 33131-3068

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5505 WATERFORD DISTRICT DR # 5TH, MIAMI, FL 33126-2029
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,737 (+250.92%)	$344,091 (+330.11%) Land $80,000 Building $264,091
2025	$4,110.00	$80,000	$80,000 Land $80,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Starlink Satellite	280 / 30

May also be available: Xfinity.

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