38 Giddings Way, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 38 Giddings Way, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,268 sqft · built 2025
Lot Size	0.13 acres (5,662 sqft)
Owner	2 Individual Names on File
Last Sale	$420,700 (Jul 2025)
Tax Bill	$4,110 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`095416-3820`

Property Details

APN / Parcel Number

Primary APN	`095416-3820`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	2,268 sqft Living Area
Gross Area	2,864 sqft
1st Floor Area	1,374 sqft
Flooring	Carpet

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	38 GIDDINGS WAY
City	SAINT AUGUSTINE
State	FL
Zip	32084-0163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	124/81-87 ST AUGUSTINE LAKES PHASE 3B LOT 382 OR6179/823
Legal Subdivision	ST AUGUSTINE LAKES PHASE 3B
Legal Block	1
Legal Lot Number	382
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3000
Census Tract	21003

Owner

38 Giddings Way is owned and occupied by two individuals who bought it in July 2025.

Source: St. Johns County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 GIDDINGS WAY, SAINT AUGUSTINE, FL 32084-0163
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Jul 3, 2025	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LENNAR MORTGAGE LLC
Jun 26, 2025	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2025 · Amount on File
Deed Sale	Jul 3, 2025 · Amount on File
Deed Document Number	202553212
Deed Book / Page	6179 / 823
Prior Transfer Date	Jun 23, 2025
Prior Transfer Doc	0061731612
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Jul 27, 2026
Property Address	38 GIDDINGS WAY, SAINT AUGUSTINE, FL 32084-0163
Document Number	0000063768
Book / Page	6408 / 714
Instrument Date	Jul 18, 2026
Instrument	202663768
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 GIDDINGS WAY, SAINT AUGUSTINE, FL 32084-0163

Mortgage

Document Number	0000063768,
Date	Jul 27, 2026
Book Page	6408/714
Instrument	202663768

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

July 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 3, 2025
Property Address	38 GIDDINGS WAY, SAINT AUGUSTINE, FL 32084-0163
Document Number	0061790823
Book / Page	6179 / 823
Map Reference	MB 5664 PG 1649
Instrument Date	Jun 23, 2025
Instrument	2025053212
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2026
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,944.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7411 FULLERTON ST STE 220, 220, JACKSONVILLE, FL 32256-3629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 GIDDINGS WAY, ST AUGUSTINE, FL 32084-0163

Mortgage

Document Number	0006179827
Date	Jul 3, 2025
Instrument	6179/827

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 26, 2025
Property Address	38 GIDDINGS WAY, SAINT AUGUSTINE, FL 32084-0163
Document Number	0061731612
Book / Page	6173 / 1612
Map Reference	MB 6069 PG 667
Instrument Date	Jun 23, 2025
Instrument	2025050651
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 BRICKELL AVE STE 1400, 1400, MIAMI, FL 33131-3068

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5505 WATERFORD DISTRICT DR # 5TH, MIAMI, FL 33126-2029
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 38 Giddings Way was $4,110.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$361,868 (+352.34%) Land $80,000 Building $281,868	$361,868 (+352.34%) Land $80,000 Building $281,868
2025	$4,110.00	$80,000	$80,000 Land $80,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 38 Giddings Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Giddings Way is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Starlink Satellite	280 / 30

May also be available: Xfinity.

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