46 Gibbs Dr, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 46 Gibbs Dr, Wayne, NJ 07470 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3,204 sqft · built 1981
Lot Size	0.508 acres (22,128 sqft)
Owner	2 Individual Names on File
Last Sale	$931,000 (Sep 2021)
Tax Bill	$19,793 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Apr 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-02608-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`14-02608-0000-00013`
Alternative APNs	`1400594L00021` `140260800013`

Interior

Building Area	3,204 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Colonial
Lot Area	22,128 sqft (0.508 acres)

Location & Zoning

Old Parcel Number	1400594L00021
Street Address	46 GIBBS DR
City	WAYNE
State	NJ
Zip	07470-4103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HOMESTEAD HEIGHTS SEC 14
Legal Block	2608
Legal Lot Number	13
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3001
Census Tract	246201

Owner

Source: Passaic County and Wayne Township records · APN 14-02608-0000-00013

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	46 GIBBS DR, WAYNE, NJ 07470-4103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 17, 2017	Deed of Trust, Mortgage · Line of Credit AFFINITY FCU
Jul 10, 2019	Deed of Trust, Mortgage · Line of Credit AFFINITY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 22, 2021 · Amount on Record
Deed Sale	Sep 22, 2021 · Amount on Record
Prior Sale	May 30, 2012 · Amount on Record
Deed Document Number	202160257
Deed Book / Page	4137 / 59
Prior Transfer Date	Nov 21, 2005
Prior Transfer Doc	0000008320
Record Updated	Sep 20, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Sep 22, 2021
Property Address	46 GIBBS DR, WAYNE, NJ 07470-4103
Document Number	0000060257
Book / Page	D4137 / 59
Instrument Date	Sep 07, 2021
Instrument	2021060257
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,258.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24 AVE AT PORT IMPERIAL APT 110, 24, WEST NEW YORK, NJ 07093-8402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 GIBBS DR, WAYNE, NJ 07470-4103

Mortgage

Document Number	0000060258
Date	Sep 22, 2021
Instrument	2021060258

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	46 GIBBS DR, WAYNE, NJ 07470-4103
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018844
Date	Apr 17, 2017
Instrument	2017018844

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	46 GIBBS DR, WAYNE, NJ 07470-4103
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	UNIVERSAL SETMNT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029442
Date	Jul 10, 2019
Book Page	M15597/0147
Instrument	2019029442

Lender

Name	AFFINITY FCU
Type	Mortgage Company
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,000 (-) Land $131,400 Building $198,600	$330,000 (-) Land $131,400 Building $198,600
2025	$19,793.00 (+0.87%)	$330,000 (-) Land $131,400 Building $198,600	$330,000 (-) Land $131,400 Building $198,600
2024	$19,622.00 (+5.17%)
2023		$330,000 Land $131,400 Building $198,600	$330,000 Land $131,400 Building $198,600
2022	$18,658.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340312462013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2007–2011)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2011, rainfall accumulation, Hurricane Irene
Claims By Storm	Hurricane Irene, Aug 2011 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 261 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	980 / 880
Optimum Communications	Cable	940 / 35
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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