Passaic County and Wayne Township property record for 42 Gibbs Dr, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,312 sqft · built 1981 |
| Lot Size | 0.303 acres (13,199 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $609,900 (Dec 2016) |
| Tax Bill | $17,742 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02608-0000-00012 |
| Primary APN | 14-02608-0000-00012 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,312 sqft Living Area |
|---|
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Colonial |
| Lot Area | 13,199 sqft (0.303 acres) |
| Old Parcel Number | 1400594L00022 |
|---|---|
| Street Address | 42 GIBBS DR |
| City | WAYNE |
| State | NJ |
| Zip | 07470-4103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Subdivision | HOMESTEAD HEIGHTS SUB SEC 1 |
| Legal Block | 2608 |
| Legal Lot Number | 12 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 246201 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 42 GIBBS DR, WAYNE, NJ 07470-4103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Mar 15, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jan 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Nov 24, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2016 · Amount on Record |
| Deed Sale | Dec 28, 2016 · Amount on Record |
| Deed Document Number | 201664223 |
| Deed Book / Page | 2967 / 35 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 42 GIBBS DR, WAYNE, NJ 07470-4103 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000014363 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | M16885/82 |
| Instrument | 2021014363 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 42 GIBBS DR, WAYNE, NJ 07470-4103 |
| Document Number | 0000013683 |
| Instrument Date | Mar 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 42 GIBBS DR WAYNE NJ 074704103, WAYNE, NJ 07470-4103 |
| Document Number | 0000013683 |
|---|---|
| Date | Mar 29, 2019 |
| Book Page | 015457/000059 |
| Instrument | 13683 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 42 GIBBS DR, WAYNE, NJ 07470-4103 |
| Document Number | 0000003006 |
| Instrument Date | Jan 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2019 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 42 GIBBS DR WAYNE NJ 074704103, WAYNE, NJ 07470-4103 |
| Document Number | 0000003006 |
|---|---|
| Date | Jan 18, 2019 |
| Book Page | 015369/000135 |
| Instrument | 3006 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 17, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 42 GIBBS DR, WAYNE, NJ 07470-4103 |
| Document Number | 0000059172 |
| Instrument Date | Nov 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 42 GIBBS DR WAYNE NJ 074704103, WAYNE, NJ 07470-4103 |
| Document Number | 0000059172 |
|---|---|
| Date | Dec 6, 2017 |
| Book Page | 014805/000108 |
| Instrument | 59172 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 5, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $295,800 (-) Land $127,300 Building $168,500 | $295,800 (-) Land $127,300 Building $168,500 | |
| 2025 | $17,742.00 (+0.88%) | $295,800 (-) Land $127,300 Building $168,500 | $295,800 (-) Land $127,300 Building $168,500 |
| 2024 | $17,588.00 (+5.17%) | ||
| 2023 | $295,800 Land $127,300 Building $168,500 | $295,800 Land $127,300 Building $168,500 | |
| 2022 | $16,724.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (2007–2011) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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