Bergen County and Englewood Cliffs Borough property record for 46 Geraldine Rd, Englewood Cliffs, NJ 07632
| Property Type | Single Family Home |
|---|---|
| Details | 5,921 sqft · built 1993 |
| Lot Size | 0.276 acres (12,001 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $29,125 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-01109-0000-00010 |
| Primary APN | 16-01109-0000-00010 |
|---|---|
| Alternative APNs |
|
| Building Area | 5,921 sqft Living Area |
|---|
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 12,001 sqft (0.276 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Account Number | 171200 |
|---|---|
| Street Address | 46 GERALDINE RD |
| City | ENGLEWOOD CLIFFS |
| State | NJ |
| Zip | 07632-2305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 100X120 |
| Legal Subdivision | EAST HILL HOLDING CORP SEC VI |
| Legal Block | 1109 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ENGLEWOOD CLIFFS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 16000 |
46 Geraldine Rd is owned and occupied by two individuals.
Source: Bergen County and Englewood Cliffs Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 GERALDINE RD, ENGLEWOOD CLIFFS, NJ 07632-2305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 17, 2026 |
| Property Address | 46 GERALDINE RD, ENGLEWOOD CLIFFS, NJ 07632-2305 |
| Document Number | 0000040507 |
| Book / Page | 5823 / 585 |
| Instrument Date | May 21, 2026 |
| Instrument | 202640507 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 46 GERALDINE RD, ENGLEWOOD CLIFFS, NJ 07632-2305 |
| Document Number | 0000040507, |
|---|---|
| Date | Jun 17, 2026 |
| Book Page | 5823/585 |
| Instrument | 202640507 |
| Name | TD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 26, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 46 Geraldine Rd was $29,125, up 0.9% from the year before.
Source: Bergen County and Englewood Cliffs Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Englewood Cliffs Borough |
| Unified School District | Englewood Cliffs Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,500,000 (-) Land $1,060,000 Building $1,440,000 | $2,500,000 (-) Land $1,060,000 Building $1,440,000 | |
| 2025 | $29,125.00 (+0.87%) | $2,500,000 Land $1,060,000 Building $1,440,000 | $2,500,000 Land $1,060,000 Building $1,440,000 |
| 2024 | $28,875.00 | ||
| 2023 | $2,500,000 Land $1,060,000 Building $1,440,000 | $2,500,000 Land $1,060,000 Building $1,440,000 | |
| 2022 | $29,091.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Geraldine Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Oct 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Geraldine Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Optimum.
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