38 Geraldine Rd, Englewood Cliffs, NJ 07632 Property Records

Bergen County and Englewood Cliffs Borough property record for 38 Geraldine Rd, Englewood Cliffs, NJ 07632

Property Summary

Property Type	Single Family Home
Details	4,098 sqft · built 1961
Lot Size	0.305 acres (13,299 sqft)
Owner	2 Individual Names on File
Last Sale	$2,600,000 (Jul 2026)
Tax Bill	$17,520 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-01109-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`16-01109-0000-00012`
Alternative APNs	`160110900012` `171000`

Interior

Building Area	4,098 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	13,299 sqft (0.305 acres)
Lot Dimensions	133 ft deep x 100 ft wide

Location & Zoning

Account Number	171000
Street Address	38 GERALDINE RD
City	ENGLEWOOD CLIFFS
State	NJ
Zip	07632-2305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	100X133
Legal Subdivision	EAST HILL HOLD CORP SEC VI
Legal Block	1109
Legal Lot Number	12
Jurisdiction	BERGEN NJ
Township / Civil Division	ENGLEWOOD CLIFFS
Census Block Group	1
Census Block	1001
Census Tract	16000

Owner

38 Geraldine Rd is owned by two individuals who bought it in July 2026.

Source: Bergen County and Englewood Cliffs Borough records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 BONN PL, WEEHAWKEN, NJ 07086-6904
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 30, 2026	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Sep 23, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2026 · Amount on File
Deed Sale	Jul 30, 2026 · Amount on File
Prior Sale	Sep 1, 1995 · Amount on File
Deed Document Number	202652567
Deed Book / Page	5862 / 844
Prior Transfer Date	Jun 16, 2016
Prior Transfer Doc	0023191425
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	Jul 30, 2026
Property Address	38 GERALDINE RD, ENGLEWOOD CLIFFS, NJ 07632-2305
Document Number	0000052568
Book / Page	5862 / 851
Instrument Date	Jun 30, 2026
Instrument	202652568
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	ELITE TITLE GROUP LLC, ELITE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 BONN PL, WEEHAWKEN, NJ 07086-6904
Investor	Possibly a Property Investor

Mortgage

Document Number	0000052568,
Date	Jul 30, 2026
Book Page	5862/851
Instrument	202652568

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 30, 2026
Property Address	38 GERALDINE RD, ENGLEWOOD CLIFFS, NJ 07632-2305
Document Number	0000052567
Book / Page	5862 / 844
Instrument Date	Jun 18, 2026
Instrument	202652567
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	ELITE TITLE GROUP LLC, ELITE TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$656,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 BONN PL, WEEHAWKEN, NJ 07086-6904
Investor	Possibly a Property Investor

Mortgage

Document Number	0000052568,
Date	Jul 30, 2026
Instrument	202652568

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 23, 2020
Property Address	38 GERALDINE RD, ENGLEWOOD CLIFFS, NJ 07632-2305
Document Number	0037240153
Book / Page	003724 / 000153
Instrument Date	Aug 6, 2020
Instrument	90790
Transaction Type	Transfer
Record Updated	Oct 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,700.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 GERALDINE RD ENGLEWOOD CLIFFS NJ 076322305, ENGLEWOOD CLIFFS, NJ 07632-2305

Tax Assessment & Valuation

The 2025 property tax bill for 38 Geraldine Rd was $17,520, up 0.9% from the year before.

Source: Bergen County and Englewood Cliffs Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Englewood Cliffs Borough
Unified School District	Englewood Cliffs Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,503,900 (-) Land $1,101,300 Building $402,600	$1,503,900 (-) Land $1,101,300 Building $402,600
2025	$17,520.00 (+0.86%)	$1,503,900 Land $1,101,300 Building $402,600	$1,503,900 Land $1,101,300 Building $402,600
2024	$17,370.00
2023		$1,503,900 Land $1,101,300 Building $402,600	$1,503,900 Land $1,101,300 Building $402,600
2022	$16,888.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Geraldine Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Oct 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Geraldine Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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