46 Gerald Rd, Rantoul, IL 61866 Property Records

Champaign County property record for 46 Gerald Rd, Rantoul, IL 61866 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.121 acres (5,287 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Sep 2021)
Tax Bill	$1,464 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-09-03-253-005`

Property Details

APN / Parcel Number

Primary APN	`20-09-03-253-005`

Exterior

Lot Area	5,287 sqft (0.121 acres)

Location & Zoning

Street Address	46 GERALD RD
City	RANTOUL
State	IL
Zip	61866-2812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50 GARDEN MANOR 2ND SUB AND LOT PT 14 GARDEN MANOR 3RD SUB
Legal Range	09E
Legal Township	21N
Legal Section	03
Legal Subdivision	GARDEN MANOR 3RD SUB
Legal Lot Number	50,14
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	RANTOUL
Census Block Group	5
Census Block	5023
Census Tract	10204

Owner

Source: Champaign County records · APN 20-09-03-253-005

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	46 GERALD RD, RANTOUL, IL 61866-2812
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Sep 09, 2021	Warranty Deed, Transfer · Commercial Mortgage IROQUOIS FSLA
Mar 29, 2019	Loan Modification, Mortgage · Conventional with PMI GIFFORD ST BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 09, 2021 · Amount on Record
Deed Sale	Sep 09, 2021 · Amount on Record
Prior Sale	May 21, 2008 · Amount on Record
Deed Document Number	202121591
Prior Transfer Date	Nov 18, 2010
Prior Transfer Doc	0000029457
Record Updated	Jun 08, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 25, 2022
Property Address	46 GERALD RD, RANTOUL, IL 61866-2812
Document Number	0000009338
Map Reference	MB F PG 226
Instrument Date	May 19, 2022
Instrument	2022R09338
Transaction Type	Transfer
Record Updated	Jun 07, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$122.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	46 GERALD RD, RANTOUL, IL 61866-2812

Mortgage

Document Number	0000009339
Date	May 25, 2022
Instrument	2022R09339

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Interest

Rate Type	Fixed Rate
Rate	5.12%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 09, 2021
Property Address	46 GERALD RD, RANTOUL, IL 61866-2812
Document Number	0000021591
Map Reference	DOC 357547
Instrument Date	Aug 25, 2021
Instrument	2021R21591
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	NOT AVAILABLE, ACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1529 GLEASON DR, RANTOUL, IL 61866-2725

Mortgage

Document Number	0000021592
Date	Sep 09, 2021
Instrument	2021R21592

Lender

Name	IROQUOIS FSLA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	46 GERALD RD, RANTOUL, IL 61866-2812
Document Number	0000004544
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 INDIAN HILLS DR RANTOUL IL 618661411, RANTOUL, IL 61866-1411

Mortgage

Document Number	0000004544
Date	Apr 03, 2019
Instrument	4544

Lender

Name	GIFFORD ST BK
Type	Bank
Address	GIFFORD, IL 61847

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Apr 02, 2024

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Rantoul Township
Municipality	Rantoul Village
Elementary School District	Rantoul City School District 137 (KG - 08)
Secondary School District	Rantoul Township High School District 193 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,420 (+37.85%) Land $6,040 Building $17,380	$70,260 (+37.85%) Land $18,120 Building $52,140
2024	$1,464.00 (-18.35%)
2022	$1,793.00	$16,990 Land $4,380 Building $12,610	$50,970 Land $13,140 Building $37,830

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 292 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
MCC Network Services	Fiber	8,000 / 8,000
Mediacom Communications	Cable	1,000 / 50
AMG Technology Investment Group	Fixed Wireless (licensed-by-rule)	500 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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