44 Gerald Rd, Rantoul, IL 61866 Property Records

Champaign County property record for 44 Gerald Rd, Rantoul, IL 61866 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.115 acres (5,011 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Mar 2010)
Tax Bill	$1,567 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`20-09-03-253-007`

Property Details

APN / Parcel Number

Primary APN	`20-09-03-253-007`

Exterior

Lot Area	5,011 sqft (0.115 acres)

Location & Zoning

Street Address	44 GERALD RD
City	RANTOUL
State	IL
Zip	61866-2812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 48 GARDEN MANOR 2ND SUB
Legal Range	09E
Legal Township	21N
Legal Section	03
Legal Subdivision	GARDEN MANOR 2ND SUB
Legal Lot Number	48
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	RANTOUL
Census Block Group	5
Census Block	5023
Census Tract	10204

Owner

Source: Champaign County records · APN 20-09-03-253-007

Assessment roll updated April 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	44 GERALD RD, RANTOUL, IL 61866-2812
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 23, 2017	Loan Modification, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 29, 2010 · Amount on Record
Deed Sale	Mar 29, 2010 · Amount on Record
Prior Sale	Jul 03, 2006 · Amount on Record
Deed Document Number	20105993
Last Transfer Date	Oct 20, 2010
Transfer Doc	0000024974
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 10, 2026
Property Address	44 GERALD RD, RANTOUL, IL 61866-2812
Document Number	0000010668
Instrument Date	Jul 06, 2026
Instrument	202610668
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 GERALD RD, RANTOUL, IL 61866-2812

Mortgage

Document Number	0000010668,
Date	Jul 10, 2026
Instrument	202610668

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate	6.75%
Max Rate	-1%

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	44 GERALD RD, RANTOUL, IL 61866-2812
Document Number	0000016795
Instrument Date	Aug 23, 2017
Transaction Type	Mortgage
Record Updated	Oct 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	44 GERALD RD RANTOUL IL 618662812, RANTOUL, IL 61866-2812

Mortgage

Document Number	0000016795
Date	Sep 05, 2017
Instrument	16795

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Amount	Amount Recorded
Term	276 Months
Due	Sep 04, 2040

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Rantoul Township
Municipality	Rantoul Village
Elementary School District	Rantoul City School District 137 (KG - 08)
Secondary School District	Rantoul Township High School District 193 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,567.00 (+17.64%)	$21,900 (+37.91%) Land $6,040 Building $15,860	$65,700 (+37.91%) Land $18,120 Building $47,580
2024	$1,332.00 (+27.71%)
2022	$1,043.00 Homeowner's exemption	$15,880 Land $4,380 Building $11,500	$47,640 Land $13,140 Building $34,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 292 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
MCC Network Services	Fiber	8,000 / 8,000
Mediacom Communications	Cable	1,000 / 50
AMG Technology Investment Group	Fixed Wireless (licensed-by-rule)	500 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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