46 Gerald Rd, Milton, MA 02186 Property Records

Norfolk County and Milton Town property record for 46 Gerald Rd, Milton, MA 02186

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,327 sqft · built 1952
Lot Size	0.177 acres (7,697 sqft)
Owner	2 Individual Names on File
Last Sale	$1,225,000 (Jun 2021)
Tax Bill	$12,145 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jan 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`MILT M:I B:17A L:27`

Property Details

APN / Parcel Number

Primary APN	`MILT M:I B:17A L:27`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,327 sqft Living Area
Gross Area	4,143 sqft
Basement Area	1,279 sqft
Unfinished Basement	1,279 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,697 sqft (0.177 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	46 GERALD RD
City	MILTON
State	MA
Zip	02186-4769
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Block	17A
Legal Lot Number	27
Jurisdiction	MILTON MA
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1008
Census Tract	416101

Owner

46 Gerald Rd is owned and occupied by two individuals who bought it in June 2021.

Source: Norfolk County and Milton Town records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 GERALD RD, MILTON, MA 02186-4769
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage METRO CU
Jan 23, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2021 · Amount on File
Deed Sale	Jun 15, 2021 · Amount on File
Prior Sale	Jul 19, 2013 · Amount on File
Deed Book / Page	39513 / 195
Record Updated	Oct 29, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Jun 15, 2021
Property Address	46 GERALD RD, MILTON, MA 02186-4769
Document Number	039513-195
Book / Page	39513 / 195
Instrument Date	Jun 15, 2021
Instrument	77674
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	46 GERALD RD, MILTON, MA 02186-4769

Mortgage

Document Number	0000077675
Date	Jun 15, 2021
Instrument	77675

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Jan 23, 2019
Property Address	46 GERALD RD, MILTON, MA 02186-4769
Document Number	36572-61
Book / Page	036572 / 000061
Instrument Date	Nov 17, 2018
Instrument	5309
Transaction Type	Transfer
Record Updated	Feb 13, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	46 GERALD RD MILTON MA 021864769, MILTON, MA 02186-4769

Tax Assessment & Valuation

The 2025 property tax bill for 46 Gerald Rd was $12,145, up 2.7% from the year before.

Source: Norfolk County and Milton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Milton Town
Unified School District	Milton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,145.00 (+2.73%)	$1,095,100 (+1.15%) Land $512,000 Building $583,100	$1,464,995
2024	$11,822.00 (+2.15%)	$1,082,600 (+6.64%) Land $487,600 Building $595,000
2023	$11,573.00	$1,015,200 Land $464,400 Building $550,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Gerald Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1978–2009)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Apr 2009 · rainfall accumulation
Claims by Event	Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 46 Gerald Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER DEPT. (MWRA) serves 28,630 people · EPA ID MA3189000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy.

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