34 Gerald Rd, Milton, MA 02186 Property Records

Norfolk County and Milton Town property record for 34 Gerald Rd, Milton, MA 02186

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,785 sqft · built 1950
Lot Size	0.176 acres (7,645 sqft)
Owner	2 Individual Names on File
Last Sale	$1,265,000 (Aug 2025)
Tax Bill	$9,715 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MILT M:I B:17A L:25`

Property Details

APN / Parcel Number

Primary APN	`MILT M:I B:17A L:25`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,785 sqft Living Area
Gross Area	3,549 sqft
Basement Area	940 sqft
Unfinished Basement	940 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,645 sqft (0.176 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	34 GERALD RD
City	MILTON
State	MA
Zip	02186-4714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Subdivision	HAZELWOOD ACRES PT 01
Legal Block	17A
Legal Lot Number	25
Jurisdiction	MILTON MA
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1008
Census Tract	416101

Owner

34 Gerald Rd is owned and occupied by two individuals who bought it in August 2025.

Source: Norfolk County and Milton Town records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	34 GERALD RD, MILTON, MA 02186-4714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2025	Quit Claim Deed, Transfer · Conventional Mortgage CITIBANK NA
Mar 10, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FREEDOM MORTGAGE CORP
Sep 21, 2018	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Jul 10, 2018	Deed of Trust, Mortgage · Line of Credit ROCKLAND TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2025 · Amount on File
Deed Sale	Aug 22, 2025 · Amount on File
Prior Sale	Mar 10, 2021 · Amount on File
Deed Document Number	202558440
Deed Book / Page	42603 / 80
Record Updated	Oct 29, 2026

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Aug 22, 2025
Property Address	34 GERALD RD, MILTON, MA 02186-4714
Document Number	0042603-80
Book / Page	42603 / 80
Instrument Date	Aug 22, 2025
Instrument	58440
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	34 GERALD RD, MILTON, MA 02186-4714

Mortgage

Document Number	0000058441
Date	Aug 22, 2025
Instrument	58441

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	Sep 1, 2032
Index	Other

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Mar 10, 2021
Property Address	34 GERALD RD, MILTON, MA 02186-4714
Document Number	039118-190
Book / Page	39118 / 190
Instrument Date	Mar 10, 2021
Instrument	31690
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	34 GERALD RD, MILTON, MA 02186-4714

Mortgage

Document Number	0000031691
Date	Mar 10, 2021
Instrument	31691

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Sep 21, 2018
Property Address	34 GERALD RD, MILTON, MA 02186-4714
Document Number	36311-412
Book / Page	036311 / 000412
Instrument Date	Sep 10, 2018
Instrument	84606
Transaction Type	Transfer
Record Updated	Oct 9, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34 GERALD RD MILTON MA 021864714, MILTON, MA 02186-4714

Mortgage

Document Number	36311-415
Date	Sep 21, 2018
Book Page	036311/000415
Instrument	84607

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2048

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	34 GERALD RD, MILTON, MA 02186-4714
Document Number	36139-94
Instrument Date	Jul 10, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 GERALD RD MILTON MA 021864714, MILTON, MA 02186-4714

Mortgage

Document Number	36139-94
Date	Jul 16, 2018
Book Page	036139/000094
Instrument	59980

Lender

Name	ROCKLAND TR

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 34 Gerald Rd was $9,715, up 3.6% from the year before.

Source: Norfolk County and Milton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Milton Town
Unified School District	Milton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,715.00 (+3.57%)	$876,000 (+1.98%) Land $511,900 Building $364,100	$1,013,935
2024	$9,380.00 (+2.1%)	$859,000 (+6.59%) Land $487,500 Building $371,500
2023	$9,187.00	$805,900 Land $464,300 Building $341,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Gerald Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1978–2009)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Apr 2009 · rainfall accumulation
Claims by Event	Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 34 Gerald Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER DEPT. (MWRA) serves 28,630 people · EPA ID MA3189000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy.

Nearby Properties on Gerald Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures