Beaufort County property record for 46 Gables Ln, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,646 sqft · built 2005 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $269,000 (Jun 2020) |
| Tax Bill | $2,091 (2025) |
| Deeds & Mortgages | Jan 2023 Transfer Jun 2017 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R61003000008610000 |
| Primary APN | R61003000008610000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,646 sqft Living Area |
| 1st Floor Area | 1,226 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,920 sqft (0.09 acres) |
| Garage Type | Attached |
| Garage Area | 254 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 46 GABLES LN |
|---|---|
| City | BLUFFTON |
| State | SC |
| Zip | 29910-7837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6116 |
| Legal Description | LOT 389 PINECREST PH2 PB94 P14-16 PB95 PG195 |
| Legal Subdivision | PINECECREST S/D PH I BUCKWALTE |
| Legal Lot Number | 389 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 2106 |
Source: Beaufort County records · APN R61003000008610000
Assessment roll updated March 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 GABLES LN, BLUFFTON, SC 29910-7837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 06, 2023 | Intrafamily Transfer, Transfer |
| Jun 19, 2017 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK |
| Jun 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 25, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Jul 24, 2018 | Warranty Deed, Transfer · FHA Mortgage BANCORPSOUTH |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 11, 2020 · Amount on Record |
| Deed Sale | Jun 11, 2020 · Amount on Record |
| Prior Sale | Jul 24, 2018 · Amount on Record |
| Deed Document Number | 202030688 |
| Deed Book / Page | 3873 / 372 |
| Last Transfer Date | Jan 04, 2023 |
| Transfer Doc | 0000000666 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jan 06, 2023 |
| Property Address | 46 GABLES LN, BLUFFTON, SC 29910-7837 |
| Document Number | 0000000666 |
| Book / Page | 4209 / 2154 |
| Map Reference | MB 95 PG 195 |
| Instrument Date | Jan 04, 2023 |
| Instrument | 2023000666 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 46 GABLES LN, BLUFFTON, SC 29910-7837 |
| Name | Verified Name |
|---|---|
| Address | 46 GABLES LN, BLUFFTON, SC 29910-7837 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 46 GABLES LN, BLUFFTON, SC 29910-7837 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000032739 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 3584/0174 |
| Instrument | 2017032739 |
| Name | SOUTH STATE BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 20, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jun 11, 2020 |
| Property Address | 46 GABLES LN, BLUFFTON, SC 29910-7837 |
| Document Number | 0000030688 |
| Book / Page | 3873 / 372 |
| Map Reference | MB 95 PG 195 |
| Instrument Date | Jun 08, 2020 |
| Instrument | 2020030688 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $699.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 46 GABLES LN, BLUFFTON, SC 29910-7837 |
| Document Number | 0000030690 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 2020030690 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jul 25, 2018 |
| Property Address | 46 GABLES LN, BLUFFTON, SC 29910-7837 |
| Document Number | 0000040230 |
| Book / Page | 003686 / 002485 |
| Instrument Date | Jul 24, 2018 |
| Instrument | 40230 |
| Transaction Type | Transfer |
| Record Updated | Aug 08, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 46 GABLES LN BLUFFTON SC 299107837, BLUFFTON, SC 29910-7837 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jul 24, 2018 |
| Property Address | 46 GABLES LN, BLUFFTON, SC 29910-7837 |
| Document Number | 0000039872 |
| Book / Page | 003686 / 000894 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 39872 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $851.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 GABLES LN BLUFFTON SC 299107837, BLUFFTON, SC 29910-7837 |
| Document Number | 39873 |
|---|---|
| Date | Jul 24, 2018 |
| Book Page | 003686/000897 |
| Instrument | 39873 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-3356 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2048 |
Source: Beaufort County records · Assessment roll updated March 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,091.00 (-0.1%) | $12,370 (-7.93%) | |
| 2024 | $2,093.00 | $13,436 (-) Land $2,280 Building $11,156 | $335,900 (-) Land $57,000 Building $278,900 |
| 2023 | $2,093.00 (+8.22%) | $13,436 (+24.87%) Land $2,280 Building $11,156 | $335,900 (+24.87%) Land $57,000 Building $278,900 |
| 2022 | $1,934.00 | $10,760 Land $1,800 Building $8,960 | $269,000 Land $45,000 Building $224,000 |
Source: FEMA National Flood Hazard Layer as of March 23, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 135 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 135 in force |
| Nearby Flood Claims | 5 (2016–2017) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cable One Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
Based on FCC filings for 132 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BJW&SA serves 164,829 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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