41 Gables Ln, Bluffton, SC 29910 Property Records

Beaufort County property record for 41 Gables Ln, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,646 sqft · built 2004
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$171,163 (Jan 2004)
Tax Bill	$1,614 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R61003000008880000`

Property Details

APN / Parcel Number

Primary APN	`R61003000008880000`
Alternative APN	`11033867`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,646 sqft Living Area
1st Floor Area	1,226 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	254 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	41 GABLES LN
City	BLUFFTON
State	SC
Zip	29910-7838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 416 PINECREST S/D PH 2 PB94 P14-16
Legal Subdivision	PINECECREST S/D PH I BUCKWALTE
Legal Phase	2
Legal Lot Number	416
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2001
Census Tract	2106

Owner

Source: Beaufort County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 GABLES LN, BLUFFTON, SC 29910-7838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
Apr 17, 2026	Quit Claim Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2004 · Amount on Record
Deed Sale	Jan 30, 2004 · Amount on Record
Deed Document Number	20046925
Deed Book / Page	1904 / 1878
Last Transfer Date	Mar 30, 2026
Transfer Doc	0000016744
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	41 GABLES LN, BLUFFTON, SC 29910-7838
Transaction Type	Mortgage
Record Updated	Jun 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054818
Date	Nov 29, 2023
Book Page	4292/3393
Instrument	2023054818

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 28, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEAUFORT SC
Recording Date	Apr 17, 2026
Property Address	41 GABLES LN, BLUFFTON, SC 29910-7838
Document Number	0000016744
Book / Page	4528 / 1669
Instrument Date	Mar 30, 2026
Instrument	202616744
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	41 GABLES LN, BLUFFTON, SC 29910-7838

Mortgage

Document Number	0000016745,
Date	Apr 17, 2026
Instrument	202616745

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,614.00 (-0.06%)	$9,340 (-35.17%)
2024	$1,615.00	$14,408 (-) Land $2,320 Building $12,088	$360,200 (-) Land $58,000 Building $302,200
2023	$1,615.00 (+8.1%)	$14,408 (+69.19%) Land $2,320 Building $12,088	$360,200 (+69.19%) Land $58,000 Building $302,200
2022	$1,494.00	$8,516 Land $1,800 Building $6,716	$212,900 Land $45,000 Building $167,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 135 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	5 (2016–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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