St. Johns County property record for 46 Gabacho Ct, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,395 sqft · built 2014 |
| Lot Size | 0.56 acres (24,393 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (Jan 2026) |
| Tax Bill | $7,886 (2025) |
| Deeds & Mortgages | Jan 2026 Sale May 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 073431-1270 |
| Primary APN | 073431-1270 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,395 sqft Living Area |
| Gross Area | 3,055 sqft |
| 1st Floor Area | 1,961 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,393 sqft (0.56 acres) |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 204 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 46 GABACHO CT |
|---|---|
| City | ST AUGUSTINE |
| State | FL |
| Zip | 32095-1627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 64/15-24 MADEIRA AT ST AUGUSTINE PHASE 1B LOT 127 OR6287/1013 |
| Legal Range | 29E |
| Legal Township | 06S |
| Legal Section | 54 |
| Legal Subdivision | MADEIRA AT ST AUGUSTINE PHASE 1B |
| Legal Phase | 1B |
| Legal Block | 1 |
| Legal Lot Number | 127 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 20606 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 GABACHO CT, SAINT AUGUSTINE, FL 32095-1627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jan 12, 2026 | Warranty Deed, Transfer LANDMARK TITLE, LANDMARK TITLE LLC |
| May 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2026 · Amount on Record |
| Deed Sale | Jan 12, 2026 · Amount on Record |
| Prior Sale | Apr 9, 2014 · Amount on Record |
| Deed Document Number | 20262236 |
| Deed Book / Page | 6287 / 1013 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 12, 2026 |
| Property Address | 46 GABACHO CT, SAINT AUGUSTINE, FL 32095-1627 |
| Document Number | 0062871013 |
| Book / Page | 6287 / 1013 |
| Map Reference | MB 64 PG 15-24 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 2026002236 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,745.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 209 MONOCLE DR # 9836, 9836, ELLIJAY, GA 30540-9333 |
| Name | Verified Name |
|---|---|
| Address | 46 GABACHO CT, ST AUGUSTINE, FL 32095-1627 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 46 GABACHO CT, SAINT AUGUSTINE, FL 32095-1627 |
| Document Number | 0049461082 |
| Instrument Date | May 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 46 GABACHO CT ST AUGUSTINE FL 320951627, ST AUGUSTINE, FL 32095-1627 |
| Document Number | 0049461082 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 004946/001082 |
| Instrument | 38777 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 19, 2050 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $559,402 (+85.04%) Land $150,000 Building $409,402 | $559,402 (+1%) Land $150,000 Building $409,402 | |
| 2025 | $7,886.00 (+4%) Homeowner's exemption | $302,317 (+2.9%) | $553,871 (-4.72%) Land $150,000 Building $403,871 |
| 2024 | $7,583.00 (+2.29%) Homeowner's exemption | $293,797 (+3%) | $581,290 (+6.41%) Land $150,000 Building $431,290 |
| 2023 | $7,413.00 (+5.58%) Homeowner's exemption | $285,240 (+3%) | $546,290 (+16.03%) Land $115,000 Building $431,290 |
| 2022 | $7,021.00 Homeowner's exemption | $276,932 | $470,834 Land $112,000 Building $358,834 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 252 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 350 units insured incl. 98 condo units |
| Nearby Flood Claims | 17 (2012–2024) |
| Claims Outside the SFHA | 1 of 17 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Hotwire Communications Fiber | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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