St. Johns County property record for 21 Gabacho Ct, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,489 sqft · built 2020 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,030,300 (Jun 2016) |
| Tax Bill | $8,488 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Oct 2025 Transfer + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 073431-1240 |
| Primary APN | 073431-1240 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,489 sqft Living Area |
| Gross Area | 3,413 sqft |
| 1st Floor Area | 2,489 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 736 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 21 GABACHO CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-1627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 64/15-24 MADEIRA AT ST AUGUSTINE PHASE 1B LOT 124 OR4666/1234 & 6248/350 & 6248/1129 |
| Legal Range | 29E |
| Legal Township | 06S |
| Legal Section | 54 |
| Legal Subdivision | MADEIRA AT ST AUGUSTINE PHASE 1B |
| Legal Phase | 1B |
| Legal Block | 1 |
| Legal Lot Number | 124 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 20606 |
21 Gabacho Ct is owner-occupied and held in a trust since October 2025.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 21 GABACHO CT, SAINT AUGUSTINE, FL 32095-1627 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 30, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK |
| Jan 11, 2019 | Grant Deed, Transfer HARBORVIEW TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2016 · Amount on File |
| Deed Sale | Jun 21, 2016 · Amount on File |
| Deed Document Number | 201639121 |
| Deed Book / Page | 4210 / 998 |
| Last Transfer Date | Oct 29, 2025 |
| Transfer Doc | 0062481129 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 29, 2025 |
| Property Address | 21 GABACHO CT, SAINT AUGUSTINE, FL 32095-1627 |
| Document Number | 0062480350 |
| Book / Page | 6248 / 350 |
| Map Reference | MB 64 PG 15-24 |
| Instrument Date | Oct 29, 2025 |
| Instrument | 2025088573 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 GABACHO CT, ST AUGUSTINE, FL 32095-1627 |
| Name | Verified Name |
|---|---|
| Address | 21 GABACHO CT, ST AUGUSTINE, FL 32095-1627 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 30, 2025 |
| Property Address | 21 GABACHO CT, SAINT AUGUSTINE, FL 32095-1627 |
| Document Number | 0062481129 |
| Book / Page | 6248 / 1129 |
| Map Reference | MB 64 PG 15-24 |
| Instrument Date | Oct 29, 2025 |
| Instrument | 2025088790 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 GABACHO CT, ST AUGUSTINE, FL 32095-1627 |
| Name | Verified Name |
|---|---|
| Address | 21 GABACHO CT, ST AUGUSTINE, FL 32095-1627 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 21 GABACHO CT, SAINT AUGUSTINE, FL 32095-1627 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0050160582 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 5016/582 |
| Instrument | 2020067791 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 11, 2019 |
| Property Address | 21 GABACHO CT, SAINT AUGUSTINE, FL 32095-1627 |
| Document Number | 0046661234 |
| Book / Page | 004666 / 001234 |
| Instrument Date | Jan 11, 2019 |
| Instrument | 2571 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2019 |
| Title Company | HARBORVIEW TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21 GABACHO CT ST AUGUSTINE FL 32095, ST AUGUSTINE, FL 32095 |
The 2025 property tax bill for 21 Gabacho Ct was $8,488, up 7.4% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $438,230 (+2.7%) | $597,806 (-0.46%) Land $150,000 Building $447,806 | |
| 2025 | $8,488.00 (+7.42%) Homeowner's exemption | $426,709 (+2.9%) | $600,585 (-4.05%) Land $150,000 Building $450,585 |
| 2024 | $7,902.00 (+2.84%) Homeowner's exemption | $414,683 (+3%) | $625,945 (+5.92%) Land $150,000 Building $475,945 |
| 2023 | $7,684.00 (+6.15%) Homeowner's exemption | $402,605 (+3%) | $590,945 (+17.27%) Land $115,000 Building $475,945 |
| 2022 | $7,239.00 Homeowner's exemption | $390,879 | $503,912 Land $112,000 Building $391,912 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 21 Gabacho Ct in Zone X, an area of moderate flood risk, though there have been 17 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 252 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 350 units insured incl. 98 condo units |
| Nearby Flood Claims | 17 (2012–2024) |
| Claims Outside the SFHA | 1 of 17 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Gabacho Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Hotwire Communications Fiber | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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