46 Five Mile River Rd, Putnam, CT 06260 Property Records

Putnam Town property record for 46 Five Mile River Rd, Putnam, CT 06260

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,260 sqft · built 1960
Lot Size	2.03 acres (88,427 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Jan 2021)
Tax Bill	$5,304 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:112 B:003 L:00`

Property Details

APN / Parcel Number

Primary APN	`M:112 B:003 L:00`
Alternative APNs	`PUTN M:039 L:030 U:000` `457`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	3,945 sqft
1st Floor Area	660 sqft
Basement Area	1,260 sqft
Unfinished Basement	220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	88,427 sqft (2.03 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	457
Street Address	46 FIVE MILE RIVER RD
City	PUTNAM
State	CT
Zip	06260-3104
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	AG-2
Legal Lot Number	30
Jurisdiction	PUTNAM CT
Township / Civil Division	PUTNAM
Census Block Group	2
Census Block	2018
Census Tract	903200

Owner

Source: Putnam Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 FIVE MILE RIVER RD, PUTNAM, CT 06260-3104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE LLC
Jan 11, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2021 · Amount on Record
Deed Sale	Jan 11, 2021 · Amount on Record
Prior Sale	May 3, 2006 · Amount on Record
Deed Document Number	202134
Deed Book / Page	837 / 916
Prior Transfer Date	Jan 8, 2021
Prior Transfer Doc	000837-916
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	46 FIVE MILE RIVER RD, PUTNAM, CT 06260-3104
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000873-77
Date	Oct 3, 2025
Book Page	873/77
Instrument	1470

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM CT
Recording Date	Jan 11, 2021
Property Address	46 FIVE MILE RIVER RD, PUTNAM, CT 06260-3104
Document Number	000837-916
Book / Page	837 / 916
Instrument Date	Jan 8, 2021
Instrument	34
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 FIVE MILE RIVER RD, PUTNAM, CT 06260-3104

Mortgage

Document Number	0000000035
Date	Jan 11, 2021
Instrument	35

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Putnam Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Putnam Town
Unified School District	Putnam School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,304.00	$274,800 (+57.84%) Land $45,600 Building $229,200	$192,360 Land $31,920 Building $160,440
2024	$5,304.00 (+26.98%)
2023	$4,177.00 (+8.04%)	$174,100 (+3.08%) Land $35,900 Building $138,200
2022	$3,866.00	$168,900 Land $35,900 Building $133,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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