43 Five Mile River Rd, Putnam, CT 06260 Property Records

Putnam Town property record for 43 Five Mile River Rd, Putnam, CT 06260

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,060 sqft · built 1963
Lot Size	2.71 acres (118,048 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Nov 2023)
Tax Bill	$5,800 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:112 B:052 L:00`

Property Details

APN / Parcel Number

Primary APN	`M:112 B:052 L:00`
Alternative APNs	`PUTN M:039 L:040 U:000` `1656`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,060 sqft Living Area
Gross Area	3,744 sqft
Basement Area	1,170 sqft
Unfinished Basement	364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	118,048 sqft (2.71 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1656
Street Address	43 FIVE MILE RIVER RD
City	PUTNAM
State	CT
Zip	06260-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-2
Legal Lot Number	40
Jurisdiction	PUTNAM CT
Township / Civil Division	PUTNAM
Census Block Group	2
Census Block	2039
Census Tract	903200

Owner

43 Five Mile River Rd is owned and occupied by two individuals who bought it in November 2023.

Source: Putnam Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43 FIVE MILE RIVER RD, PUTNAM, CT 06260-3106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHARTER OAK FCU
Oct 18, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHARTER OAK FCU
Sep 23, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance RESICENTRAL LLC
Nov 21, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2023 · Amount on File
Deed Sale	Nov 21, 2023 · Amount on File
Deed Document Number	20231500
Deed Book / Page	860 / 270
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	43 FIVE MILE RIVER RD, PUTNAM, CT 06260-3106
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000848-676
Date	Feb 15, 2022
Book Page	848/676
Instrument	234

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	145 Months
Due	Mar 1, 2034

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	43 FIVE MILE RIVER RD, PUTNAM, CT 06260-3106
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00853-1096
Date	Oct 18, 2022
Book Page	853/1096
Instrument	1667

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2037

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	43 FIVE MILE RIVER RD, PUTNAM, CT 06260-3106
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000865-770
Date	Sep 23, 2024
Book Page	865/770
Instrument	1287

Lender

Name	RESICENTRAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM CT
Recording Date	Nov 21, 2023
Property Address	43 FIVE MILE RIVER RD, PUTNAM, CT 06260-3106
Document Number	000860-270
Book / Page	860 / 270
Instrument Date	Nov 17, 2023
Instrument	1500
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	43 FIVE MILE RIVER RD, PUTNAM, CT 06260-3106

Mortgage

Document Number	0000001501
Date	Nov 21, 2023
Instrument	1501

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 43 Five Mile River Rd was $5,800.

Source: Putnam Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Putnam Town
Unified School District	Putnam School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,800.00	$300,500 Land $47,800 Building $252,700	$210,350 Land $33,460 Building $176,890
2024	$5,800.00 (+23.35%)
2023	$4,702.00 (+4.81%)	$196,000 (-) Land $37,200 Building $158,800
2022	$4,486.00	$196,000 Land $37,200 Building $158,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 43 Five Mile River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Five Mile River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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