Polk County property record for 46 Ernst Lk, Columbus, NE 68601
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,160 sqft · built 1974 |
| Owner | Individual Name on File |
| Tax Bill | $1,008 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 720040929 |
| Primary APN | 720040929 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,160 sqft Living Area |
| 1st Floor Area | 1,160 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Metal |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 250 sqft |
| Deck Area | 250 sqft |
| Patio Area | 930 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 46 ERNST LK |
|---|---|
| City | COLUMBUS |
| State | NE |
| Zip | 68601-7613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE |
| Legal Description | MAP#: 0000-00-0-00550-001-8046. STRUCTURE ON LOT 46 - ERNST LAKE IN W1/2SW1/4 21-16-1 |
| Legal Range | 01 |
| Legal Township | 16 |
| Legal Section | 21 |
| Legal Subdivision | ERNST LAKE |
| Legal Lot Number | 46 |
| Jurisdiction | POLK NE |
| Township / Civil Division | NORTH OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 960000 |
46 Ernst Lk, a single family home, is owned by an individual.
Source: Polk County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 ERNST LK N, COLUMBUS, NE 68601-7666 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 46 Ernst Lk was $1,008.
Source: Polk County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Polk County |
| Unified School District | Shelby-Rising City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $173,965 (+2.59%) Building $173,965 | $173,965 (+2.59%) Building $173,965 | |
| 2025 | $1,008.00 | $169,580 Land $38,000 Building $131,580 | $169,580 Land $38,000 Building $131,580 |
| 2023 | $1,730.00 | $172,483 Building $172,483 | $172,483 Building $172,483 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Ernst Lk in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 19, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (1985–2019) |
| Most Recent Claim | May 2019 · Severe Winter Storm, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Ernst Lk is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Rise Broadband Fixed Wireless | 100 / 20 |
May also be available: AT&T, Frontier, Nextlink, Stealth Broadband, T-Mobile.
5G (outdoors only) and 4G LTE
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