Polk County property record for 45 Ernst Lk, Columbus, NE 68601
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 757 sqft · built 1971 |
| Owner | Individual Name on File |
| Tax Bill | $584 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 720040922 |
| Primary APN | 720040922 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 757 sqft Living Area |
| 1st Floor Area | 757 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Rolled Roofing |
| Garage Type | Detached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Patio Area | 60 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 45 ERNST LK |
|---|---|
| City | COLUMBUS |
| State | NE |
| Zip | 68601-7613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 06-RECREAT |
| Legal Description | MAP#: 0000-00-0-00550-001-8045. STRUCTURE ON LOT 45 - ERNST LAKE IN W1/2SW1/4 21-16-1 |
| Legal Range | 01 |
| Legal Township | 16 |
| Legal Section | 21 |
| Legal Subdivision | ERNST LAKE |
| Legal Lot Number | 45 |
| Jurisdiction | POLK NE |
| Township / Civil Division | NORTH OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 960000 |
45 Ernst Lk is owned and occupied by an individual.
Source: Polk County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 ERNST LK, COLUMBUS, NE 68601-7613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 45 Ernst Lk was $584.
Source: Polk County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Polk County |
| Unified School District | Shelby-Rising City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,015 (-20.61%) Building $78,015 | $78,015 (-20.61%) Building $78,015 | |
| 2025 | $584.00 | $98,270 Land $38,000 Building $60,270 | $98,270 Land $38,000 Building $60,270 |
| 2023 | $801.00 | $79,910 Building $79,910 | $79,910 Building $79,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Ernst Lk in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 19, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (1985–2019) |
| Most Recent Claim | May 2019 · Severe Winter Storm, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Ernst Lk is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Rise Broadband Fixed Wireless | 100 / 20 |
May also be available: AT&T, Frontier, Nextlink, Stealth Broadband, T-Mobile.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures