Barbour County property record for 46 Elk St, Philippi, WV 26416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,444 sqft · built 1945 |
| Lot Size | 0.175 acres (7,623 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $80,000 (Mar 2026) |
| Tax Bill | $297 (2025) |
| Deeds & Mortgages | Jul 2017 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 08-10-0090.0000 |
| Primary APN | 08-10-0090.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,444 sqft Living Area |
| 1st Floor Area | 1,444 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 7,623 sqft (0.175 acres) |
| Lot Dimensions | 95 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00810180 |
|---|---|
| Street Address | 46 ELK ST |
| City | PHILIPPI |
| State | WV |
| Zip | 26416-0029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 8 & P/O LT 9 BL 5 W T ICE ADD. |
| Legal Subdivision | ICE ADD |
| Legal Lot Number | 8,9 |
| Jurisdiction | BARBOUR WV |
| Township / Civil Division | NORTH |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 965600 |
Source: Barbour County records, as of March 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 46 ELK ST, PHILIPPI, WV 26416-0029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2026 · Amount on Record |
| Deed Sale | Mar 4, 2026 · Amount on Record |
| Prior Sale | Nov 10, 2016 · Amount on Record |
| Deed Document Number | 2026287351 |
| Deed Book / Page | 580 / 34 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARBOUR WV |
| Property Address | 46 ELK ST, PHILIPPI, WV 26416-0029 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0405/0291 |
|---|---|
| Date | Jul 12, 2017 |
| Book Page | 0405/0291 |
| Instrument | 225668 |
| Name | M C BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PHILIPPI, WV 26416 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Barbour County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Barbour County |
| Municipality | Philippi City |
| Unified School District | Barbour County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $297.00 (+29.69%) | $33,000 (+29.72%) Land $5,040 Building $27,960 | $55,000 (+29.72%) Land $8,400 Building $46,600 |
| 2023 | $229.00 | $25,440 Land $5,040 Building $20,400 | $42,400 Land $8,400 Building $34,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 101 (1985–2026) |
| Claims Outside the SFHA | 8 of 101 |
| Most Recent Claim | Aug 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHILIPPI serves 3,544 people · EPA ID WV3300104 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Turbidity resolved · Sep 2024 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2024 Sanitary survey deficiency not corrected Dec 2018 |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Citynet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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