Barbour County property record for 38 Elk St, Philippi, WV 26416
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,198 sqft · built 1930 |
| Lot Size | 0.142 acres (6,186 sqft) |
| Owner | Individual Name on File |
| Last Sale | $39,500 (Jun 2021) |
| Tax Bill | $403 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jun 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 08-10-0089.0000 |
| Primary APN | 08-10-0089.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,198 sqft Living Area |
| 1st Floor Area | 1,319 sqft |
| Year Built | Built 1930 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,186 sqft (0.142 acres) |
| Lot Dimensions | 103 ft deep x 60 ft wide |
| Porch | Porch |
| Porch Area | 293 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00800990 |
|---|---|
| Street Address | 38 ELK ST |
| City | PHILIPPI |
| State | WV |
| Zip | 26416-0029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 6-7 BL 5 W T ICE ADD. |
| Legal Subdivision | ICE ADD |
| Legal Block | 5 |
| Legal Lot Number | 6,7 7 |
| Jurisdiction | BARBOUR WV |
| Township / Civil Division | NORTH |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 965600 |
38 Elk St is owned and occupied by an individual who bought it in June 2021.
Source: Barbour County records, as of November 21, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 38 ELK ST, PHILIPPI, WV 26416-0029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage · Line of Credit FREEDOM BANK |
| Jun 25, 2021 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2021 · Amount on File |
| Deed Sale | Jun 25, 2021 · Amount on File |
| Deed Document Number | 263908 |
| Deed Book / Page | 533 / 301 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARBOUR WV |
| Recording Date | Apr 15, 2026 |
| Property Address | 38 ELK ST, PHILIPPI, WV 26416-0029 |
| Document Number | 0000287873 |
| Book / Page | 482 / 566 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 2026287873 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 38 ELK ST, PHILIPPI, WV 26416-0029 |
| Document Number | 0000287873, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 482/566 |
| Instrument | 2026287873 |
| Name | FREEDOM BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 5, 2036 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BARBOUR WV |
| Recording Date | Jun 25, 2021 |
| Property Address | 38 ELK ST, PHILIPPI, WV 26416-0029 |
| Document Number | 000533/301 |
| Book / Page | 533 / 301 |
| Instrument Date | Jun 14, 2021 |
| Instrument | 263908 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29 ELK ST, PHILIPPI, WV 26416-0020 |
The 2025 property tax bill for 38 Elk St was $403.
Source: Barbour County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Barbour County |
| Municipality | Philippi City |
| Unified School District | Barbour County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $403.00 | $44,880 Land $4,500 Building $40,380 | $74,800 Land $7,500 Building $67,300 |
| 2023 | $303.00 | $33,720 Land $4,500 Building $29,220 | $56,200 Land $7,500 Building $48,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Elk St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 101 (1985–2026) |
| Claims Outside the SFHA | 8 of 101 |
| Most Recent Claim | Aug 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Elk St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHILIPPI serves 3,544 people · EPA ID WV3300104 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Turbidity resolved · Sep 2024 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2024 Sanitary survey deficiency not corrected Dec 2018 |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Citynet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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