Madison Town property record for 46 E Wharf Rd, Madison, CT 06443 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1920 |
| Square Footage | 1,981 sqft Living Area |
| Lot Size | 15,682 sqft (0.36 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $18,572.00 (2025) |
| Primary APN | MADI M:28 B:36 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,981 sqft Living Area |
| Gross Area | 4,224 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 15,682 sqft (0.36 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 137700 |
|---|---|
| Street Address | 46 E WHARF RD |
| City | MADISON |
| State | CT |
| Zip | 06443-3114 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 36 |
| Jurisdiction | MADISON CT |
| Minor Civil Division | MADISON |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 194102 |
Source: Madison Town records · APN MADI M:28 B:36
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 E WHARF RD, MADISON, CT 06443-3114 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 23, 2023 | Deed of Trust, Mortgage · Stand Alone Refinance GUILFORD SAVINGS BANK |
| Aug 25, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance GUILFORD SAVINGS BANK |
| May 23, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance SEASONS FEDERAL CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON CT |
| Property Address | 46 E WHARF RD, MADISON, CT 06443-3114 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 002279-580 |
|---|---|
| Date | Mar 23, 2023 |
| Book Page | 2279/580 |
| Instrument | 2023-519 |
| Name | GUILFORD SAVINGS BANK |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 109 Months |
| Due | Apr 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON CT |
| Property Address | 46 E WHARF RD, MADISON, CT 06443-3114 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 002232-171 |
|---|---|
| Date | Aug 25, 2021 |
| Book Page | 2232/171 |
| Instrument | 3213 |
| Name | GUILFORD SAVINGS BANK |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON CT |
| Property Address | 46 E WHARF RD, MADISON, CT 06443-3114 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2099-239 |
|---|---|
| Date | May 23, 2019 |
| Book Page | 2099/239 |
| Instrument | 1062 |
| Name | SEASONS FEDERAL CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2034 |
Source: Madison Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Madison Town |
| Unified School District | Madison School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,572.00 | $828,000 (+53.45%) Land $588,200 Building $239,800 | $579,600 Land $411,740 Building $167,860 |
| 2024 | $18,572.00 (+14.84%) | ||
| 2023 | $16,172.00 (+2.26%) | $539,600 (+0.35%) Land $409,800 Building $129,800 | |
| 2022 | $15,814.00 | $537,700 Land $409,800 Building $127,900 |
Source: FEMA National Flood Hazard Layer, County delivery 09009C updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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