Madison Town property record for 44 E Wharf Rd, Madison, CT 06443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,372 sqft · built 1924 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,927,500 (Aug 2025) |
| Tax Bill | $22,539 (2026) |
| Deeds & Mortgages | Dec 2021 Refinance Aug 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MADI M:28 B:37 |
| Primary APN | MADI M:28 B:37 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,372 sqft Living Area |
| Gross Area | 4,803 sqft |
| Basement Area | 729 sqft |
| Unfinished Basement | 729 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,731 sqft (0.43 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 137800 |
|---|---|
| Street Address | 44 E WHARF RD |
| City | MADISON |
| State | CT |
| Zip | 06443-3114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Block | 37 |
| Jurisdiction | MADISON CT |
| Township / Civil Division | MADISON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 194102 |
Source: Madison Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 44 E WHARF RD, MADISON, CT 06443-3114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Dec 6, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PRIMARY RESIDENTIAL MORTGAGE |
| Aug 21, 2025 | Deed, Transfer |
| May 22, 2023 | Warranty Deed, Transfer |
| May 16, 2018 | Warranty Deed, Transfer PRIMARY RESIDENTIAL MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2025 · Amount on Record |
| Deed Sale | Aug 21, 2025 · Amount on Record |
| Prior Sale | May 22, 2023 · Amount on Record |
| Deed Document Number | 20251649 |
| Deed Book / Page | 2304 / 457 |
| Transfer Doc | 0001978-36 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON CT |
| Property Address | 44 E WHARF RD, MADISON, CT 06443-3114 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002251-178 |
|---|---|
| Date | Dec 6, 2021 |
| Book Page | 2251/178 |
| Instrument | 4460 |
| Name | PRIMARY RESIDENTIAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON CT |
| Recording Date | Aug 21, 2025 |
| Property Address | 44 E WHARF RD, MADISON, CT 06443-3114 |
| Document Number | 002304-457 |
| Book / Page | 2304 / 457 |
| Instrument Date | Aug 18, 2025 |
| Instrument | 20251649 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44 E WHARF RD, MADISON, CT 06443-3114 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON CT |
| Recording Date | May 22, 2023 |
| Property Address | 44 E WHARF RD, MADISON, CT 06443-3114 |
| Document Number | 02280-1097 |
| Book / Page | 2280 / 1097 |
| Instrument Date | May 17, 2023 |
| Instrument | 2023-964 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON CT |
| Recording Date | May 16, 2018 |
| Property Address | 44 E WHARF RD, MADISON, CT 06443-3114 |
| Document Number | 2064-204 |
| Book / Page | 2064 / 204 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $163.45 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 20640207 |
|---|---|
| Date | May 16, 2018 |
| Instrument | 02064/0207 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 16, 2048 |
| Max Rate At Change | 60.1% |
|---|---|
| Max Rate | 2% |
Source: Madison Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Madison Town |
| Unified School District | Madison School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,539.00 (+2.81%) | $977,400 (-) Land $598,400 Building $360,400 | $1,793,123 (+162.08%) |
| 2025 | $21,923.00 | $977,400 (+63.99%) Land $598,400 Building $379,000 | $684,180 Land $418,880 Building $265,300 |
| 2024 | $21,923.00 (+22.74%) | ||
| 2023 | $17,862.00 (+2.99%) | $596,000 (+1.07%) Land $416,900 Building $179,100 | |
| 2022 | $17,343.00 | $589,700 Land $416,900 Building $172,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 90% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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