46 E School St, Oakland, ME 04963 Property Records

Kennebec County and Oakland Town property record for 46 E School St, Oakland, ME 04963

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,856 sqft · built 1900
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on Record
Last Sale$265,000 (Dec 2024)
Tax Bill$1,560 (2025)
Deeds & MortgagesOct 2023 Refinance
Sep 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNOAKL M:014 L:049

Property Details

APN / Parcel Number

Primary APNOAKL M:014 L:049
Alternative APN
  • 727

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area1,856 sqft Living Area
1st Floor Area928 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1970
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeBrick
Roof MaterialMetal
Lot Area13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number727
Street Address46 E SCHOOL ST
CityOAKLAND
StateME
Zip04963-4906
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeDOWNTO
Legal Lot Number49
JurisdictionOAKLAND ME
Township / Civil DivisionOAKLAND
Census Block Group1
Census Block1022
Census Tract25002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Oakland Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address82 WILLOW ST, AUGUSTA, ME 04330-4720
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
KATHADIN TRUST CO
Sep 28, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
KATHADIN TRUST CO
Aug 6, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
LILLIAN GRACE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 23, 2024 · Amount on Record
Deed SaleDec 23, 2024 · Amount on Record
Prior SaleAug 6, 2021
Deed Document Number202427772
Deed Book / Page15257 / 156
Transfer Doc0000037049
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND ME
Property Address46 E SCHOOL ST, OAKLAND, ME 04963-4906
Transaction TypeMortgage
Record UpdatedNov 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023021437
DateOct 24, 2023
Book Page14897/149
Instrument2023021437
Lender
NameKATHADIN TRUST CO
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND ME
Property Address46 E SCHOOL ST, OAKLAND, ME 04963-4906
Transaction TypeMortgage
Record UpdatedFeb 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021028095
DateSep 28, 2021
Book Page14189/295
Instrument2021028095
Lender
NameKATHADIN TRUST CO
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND ME
Recording DateAug 6, 2021
Property Address46 E SCHOOL ST, OAKLAND, ME 04963-4906
Document Number2021022236
Book / Page14121 / 178
Instrument DateAug 5, 2021
Instrument2021022236
Transaction TypeTransfer
Record UpdatedFeb 3, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 MAIN ST # 154, 154, WATERVILLE, ME 04901-4922

Mortgage

Document Number2021022237
DateAug 6, 2021
Instrument2021022237
Lender
NameLILLIAN GRACE LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kennebec County and Oakland Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
County SubdivisionOakland Town
Unified School DistrictRegional School Unit 18 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,560.00 (+6.78%)$99,900 (-) Land $18,200 Building $81,700
2024$1,461.00 (+13.61%)$99,900 (+11.87%) Land $18,200 Building $81,700
2023$1,286.00 (-1.38%)$89,300 (+17.81%) Land $18,200 Building $71,100
2022$1,304.00$75,800 Land $16,500 Building $59,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY OAKLAND DIVISION
private · serves 2,873 people · EPA ID ME0091190
Water SourcePurchased surface water from KENNEBEC WATER DISTRICT
Last State InspectionJun 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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