Kennebec County and Oakland Town property record for 40 E School St, Oakland, ME 04963
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,651 sqft · built 1940 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,000 (Mar 2023) |
| Tax Bill | $1,917 (2025) |
| Deeds & Mortgages | Jan 2016 Mortgage Mar 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | OAKL M:014 L:047 |
| Primary APN | OAKL M:014 L:047 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,651 sqft Living Area |
| Gross Area | 2,569 sqft |
| 1st Floor Area | 667 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 27,007 sqft (0.62 acres) |
| Heating System | Hot Water |
|---|
| Account Number | 971 |
|---|---|
| Street Address | 40 E SCHOOL ST |
| City | OAKLAND |
| State | ME |
| Zip | 04963-4906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DOWNTO |
| Legal Lot Number | 47 |
| Jurisdiction | OAKLAND ME |
| Township / Civil Division | OAKLAND |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 25002 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kennebec County and Oakland Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 E SCHOOL ST, OAKLAND, ME 04963-4906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 7, 2016 | Deed of Trust, Mortgage · Commercial Mortgage CAMDEN NATIONAL BANK |
| Mar 23, 2023 | Warranty Deed, Transfer · Stand-Alone Refinance HANSON LAUREL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2023 · Amount on Record |
| Deed Sale | Mar 23, 2023 · Amount on Record |
| Deed Document Number | 20235080 |
| Deed Book / Page | 14718 / 248 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND ME |
| Property Address | 40 E SCHOOL ST, OAKLAND, ME 04963-4906 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000338 |
|---|---|
| Date | Jan 7, 2016 |
| Book Page | 12201/0058 |
| Instrument | 000000000338 |
| Name | CAMDEN NATIONAL BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jan 22, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND ME |
| Recording Date | Mar 23, 2023 |
| Property Address | 40 E SCHOOL ST, OAKLAND, ME 04963-4906 |
| Document Number | 2023005080 |
| Book / Page | 14718 / 248 |
| Instrument Date | Mar 23, 2023 |
| Instrument | 2023005080 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 40 E SCHOOL ST, OAKLAND, ME 04963-4906 |
| Investor | Possibly a Property Investor |
| Document Number | 2023005081 |
|---|---|
| Date | Mar 23, 2023 |
| Instrument | 2023005081 |
| Name | HANSON LAUREL |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Kennebec County and Oakland Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| County Subdivision | Oakland Town |
| Unified School District | Regional School Unit 18 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,917.00 (+6.86%) | $122,700 (-) Land $23,300 Building $99,400 | |
| 2024 | $1,794.00 (+13.47%) | $122,700 (+11.75%) Land $23,300 Building $99,400 | |
| 2023 | $1,581.00 (+3.74%) | $109,800 (+23.93%) Land $23,300 Building $86,500 | $119,225 |
| 2022 | $1,524.00 | $88,600 Land $16,500 Building $72,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY OAKLAND DIVISION private · serves 2,873 people · EPA ID ME0091190 |
|---|---|
| Water Source | Purchased surface water from KENNEBEC WATER DISTRICT |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures